Assessing Financial Access in Brazil

Assessing Financial Access in Brazil

This paper is organized as follows: Chapter 1 Introduction. Chapter 2 investigates the extent to which the supply of banking services has increased or diminished over time, and also analyzes factors underlying the spatial distribution of banking services, and the relative roles of public and private banks. Chapters 3 and 4 look at the use of financial services by urban individuals and analyze factors accounting for differentials in access-in particular the importance of regional and local differentials in access, the role of public versus private financial institutions, and the role of individual characteristics that could serve as proxies for information on creditworthiness. The final chapter summarizes the findings of this paper.

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Bibliographic Details
Main Authors: Kumar, Anjali, Beck, Thorsten, Campos, Cristine, Chattopadhyay, Soumya
Language:English
en_US
Published: Washington, DC: World Bank 2005
Subjects:ACCOUNTING, AGRICULTURE, ASYMMETRIC INFORMATION, AUTOMATED TELLER MACHINES, BANK ACCOUNTS, BANK BRANCHES, BANK MERGERS, BANKING INDUSTRY, BANKING SECTOR, BANKING SERVICES, BANKING SYSTEM, BANKS, BORROWING, BRANCH LOCATION, CENTRAL BANK, CONSUMERS, CREDIT POLICIES, CREDITWORTHINESS, DEPOSIT INSURANCE, DEPOSITS, ECONOMETRIC ANALYSIS, ECONOMIC GROWTH, EMPLOYMENT, FINANCIAL ASSETS, FINANCIAL CRISES, FINANCIAL INDICATORS, FINANCIAL INSTITUTIONS, FINANCIAL MARKETS, FINANCIAL SERVICES, FINANCIAL SYSTEMS, FOREIGN BANKS, GDP, GDP PER CAPITA, HOUSING, HOUSING FINANCE, HUMAN CAPITAL, INCOME, INCOME LEVELS, INFLATION, LATIN AMERICAN, LAWS, LICENSES, LIQUIDITY, LOTTERY, METROPOLITAN AREAS, MICROFINANCE, MIDDLE INCOME COUNTRIES, MUNICIPALITIES, OPTIMIZATION, PENSIONS, PER CAPITA INCOME, PERMANENT INCOME, PERMANENT INCOME HYPOTHESIS, PORTFOLIOS, PRIVATE BANKS, PRIVATIZATION, PRODUCTIVITY, PRUDENTIAL REGULATIONS, PUBLIC, PUBLIC SERVICES, RETIREMENT, SAVINGS, SAVINGS ACCOUNTS, SAVINGS BEHAVIOR, STABILIZATION, STATE BANKS, SUBSIDIARY, WAGES, WEALTH, WORKING CAPITAL,
Online Access:http://documents.worldbank.org/curated/en/2005/01/6430092/assessing-financial-access-brazil
https://hdl.handle.net/10986/7452
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Summary:This paper is organized as follows: Chapter 1 Introduction. Chapter 2 investigates the extent to which the supply of banking services has increased or diminished over time, and also analyzes factors underlying the spatial distribution of banking services, and the relative roles of public and private banks. Chapters 3 and 4 look at the use of financial services by urban individuals and analyze factors accounting for differentials in access-in particular the importance of regional and local differentials in access, the role of public versus private financial institutions, and the role of individual characteristics that could serve as proxies for information on creditworthiness. The final chapter summarizes the findings of this paper.

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