Global Survey of Development Banks

Historically, development banks have been an important instrument of governments to promote economic growth by providing credit and a wide range of advisory and capacity building programs to households, small and medium enterprises, and even large private corporations, whose financial needs are not sufficiently served by private commercial banks or local capital markets. During the current financial crisis, most development banks in Latin America, followed by Asia, Africa, and Europe, have assumed a countercyclical role by scaling up their lending operations exactly when private banks experienced temporary difficulties in granting credit to the private sector. Despite the importance of development banks during crisis and non-crisis periods, little is known about them. This survey examines how development banks operate, what their policy mandates are, what financial services they offer, which type of clients they target, how they are regulated and supervised, what business models they have adopted, what governance framework they have, and what challenges they face. It also examines the countercyclical role played by development banks during the recent financial crisis. This survey is based on new data that have been collected from 90 national development banks in 61 countries.

Bibliographic Details

Main Authors:	de Luna-Martinez, José, Vicente, Carlos Leonardo
Language:	English
Published:	2012-02-01
Subjects:	ACCESS TO FINANCE, ACCOUNTABILITY, ACCOUNTING, ADVANCED ECONOMIES, ADVISORY SERVICES, AGRICULTURAL BANK, AGRICULTURE BANK, ALLOCATION OF CREDIT, ASSET QUALITY, AUTONOMY, BALANCE SHEET, BANK CREDIT, BANK FOR INTERNATIONAL SETTLEMENTS, BANK OF CANADA, BANK OF LATVIA, BANK OF THAILAND, BANK SUPERVISION, BANKING SYSTEM, BANKING SYSTEMS, BANKRUPTCY, BORROWER, BORROWING, BORROWING COST, BRANCH NETWORKS, BUSINESS DEVELOPMENT, BUSINESS DEVELOPMENT BANK, BUSINESS PLAN, CAPACITY BUILDING, CAPITAL ADEQUACY, CAPITAL LOANS, CAPITAL MARKETS, CENTRAL BANK, COLLATERAL, COMMERCIAL BANK, COMMERCIAL BANKING, CONFLICTS OF INTEREST, CORPORATE GOVERNANCE, CREDIT BANK, CREDIT CRUNCH, CREDIT GROWTH, CREDIT GUARANTEE, CREDIT GUARANTEES, CREDIT POLICIES, CREDIT RISK, CREDIT RISKS, CREDITS, CREDITWORTHINESS, DEBT, DEBT COLLECTION, DEBT FORGIVENESS, DEFAULTS, DEPOSIT, DEPOSIT ACCOUNTS, DEPOSIT TAKING INSTITUTIONS, DEPOSITS, DEVELOPING COUNTRIES, DEVELOPMENT BANK, DEVELOPMENT BANKS, DEVELOPMENT CORPORATION, DEVELOPMENT FINANCE, DEVELOPMENT FINANCE INSTITUTIONS, DIVERSIFICATION, ECONOMIC DEVELOPMENT, ECONOMIC GROWTH, EMERGING ECONOMIES, EMERGING MARKET, EMERGING MARKET ECONOMIES, ENTERPRISE DEVELOPMENT, EQUIPMENT, EQUITY FUNDS, EXPORT FINANCING, FACTORING, FINANCIAL CRISIS, FINANCIAL INSTITUTION, FINANCIAL INSTITUTIONS, FINANCIAL INTERMEDIARIES, FINANCIAL INTERMEDIARY, FINANCIAL INTERMEDIATION, FINANCIAL MARKETS, FINANCIAL NEEDS, FINANCIAL PRODUCT, FINANCIAL PRODUCTS, FINANCIAL SERVICES, FINANCIAL STATEMENTS, FINANCIAL SUPPORT, FINANCIAL SUSTAINABILITY, FINANCIAL SYSTEM, FINANCIAL SYSTEMS, FIRST CREDIT, FOREIGN EXCHANGE, GOVERNANCE ISSUES, GOVERNANCE STANDARDS, GOVERNMENT GUARANTEE, GOVERNMENT OWNERSHIP, GOVERNMENT SUBSIDIES, GUARANTEE AGENCY, GUARANTEE FUNDS, GUARANTEE PRODUCTS, HOLDING, HOUSEHOLDS, HOUSING, INFLATION, INFLATION RATE, INITIAL PUBLIC OFFERINGS, INNOVATIVE FINANCIAL INSTRUMENTS, INSTRUMENT, INSURANCE, INSURANCE COMPANIES, INTANGIBLE, INTANGIBLE ASSETS, INTEREST RATE, INTEREST RATE SPREAD, INTEREST RATES, INTERNATIONAL BANK, INTERNATIONAL CAPITAL, INTERNATIONAL CAPITAL MARKETS, INTERNATIONAL FINANCIAL INSTITUTIONS, INTERNATIONAL FINANCIAL STATISTICS, INTERNATIONAL TRADE, INVESTMENT BANK, ISLAMIC INVESTMENT, KEY CHALLENGE, KEY CHALLENGES, LAND BANK, LEGAL FRAMEWORK, LEGISLATION, LENDERS, LENDING CYCLE, LENDING DECISIONS, LENDING PORTFOLIOS, LIABILITY, LINES OF CREDIT, LIQUIDITY, LOAN, LOAN AMOUNT, LOAN APPLICATIONS, LOAN CLASSIFICATION, LOAN GUARANTEE, LOAN GUARANTEES, LOAN PORTFOLIO, LOAN PORTFOLIOS, LOAN PROVISIONING, LOAN RECOVERY, LOAN TERM, LOCAL GOVERNMENTS, LOCAL MARKETS, LONG-TERM LOANS, LONG-TERM RESOURCES, MANDATES, MARKET INTEREST RATES, MARKET SHARE, MATURITY, MAXIMUM MATURITY, MICROFINANCE, MICROINSURANCE, MINISTRIES OF FINANCE, MINORITY SHAREHOLDER, MONEY TRANSFERS, MORTGAGE, MORTGAGE FINANCE, MULTINATIONALS, NEW BUSINESS, NON-PERFORMING LOAN, NON-PERFORMING LOANS, NPL, OPERATING COSTS, OPERATING EXPENSES, OWNERSHIP STRUCTURE, POSTAL BANKS, POSTAL SAVINGS, PRIVATE BANK, PRIVATE BANKS, PRIVATE COMMERCIAL BANKS, PRIVATE EQUITY, PRIVATE FINANCIAL INSTITUTION, PRIVATE FINANCIAL INSTITUTIONS, PRIVATE FINANCIAL INTERMEDIARIES, PRIVATE FINANCIAL INTERMEDIARY, PRIVATIZATIONS, PROFITABILITY, PROFITABLE BUSINESS, PROVISION OF CREDIT, PRUDENTIAL STANDARDS, PRUDENTIAL SUPERVISION, PUBLIC BANKS, RATE OF RETURN, REGIONAL DEVELOPMENT BANKS, REGULATORY SYSTEM, RETURN, RETURN ON ASSETS, RETURN ON EQUITY, RETURNS, RISK MANAGEMENT, RISK PROFILE, SAVINGS, SAVINGS ACCOUNTS, SAVINGS BANK, SMALLHOLDER, SMALLHOLDER FARMERS, SOLVENCY, START-UP, START-UPS, SUBSIDIARIES, SUBSIDIZATION, SUPERVISORY AGENCY, SUPPLY OF CREDIT, TERM CREDIT, TRANSPARENCY, UNFAIR COMPETITION, UNION, UNSECURED LOANS, VENTURE CAPITAL, VENTURE CAPITAL FUNDS, WORKING CAPITAL,
Online Access:	http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20120215153214 https://hdl.handle.net/10986/3255
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