Innovative Agricultural SME Finance Models

This report is organized into three main sections. Section one sets out the context by describing the particular challenges and opportunities related to financing agriculture, followed by defining the target group of agricultural SME s. Section two describes a set of innovative financing models. Section three then provides a framework for an indicative assessment of these models by gathering and forming observations from the case studies. The model observations are then highlighted in three types of country contexts in which bankers in developing countries may find themselves. Preliminary assessment results are presented. The report concludes with key lessons learned on innovative agricultural financing, relevant case studies, and an outlook on further work in this area. Annexes present methodologies and case studies representing the various models.

Bibliographic Details

Main Authors:	Global Partnership for Financial Inclusion, International Finance Corporation
Format:	Working Paper biblioteca
Language:	English en_US
Published:	International Finance Corporation, Washington, DC 2012-11
Subjects:	ACCEPTABLE COLLATERAL, ACCESS TO CREDIT, ACCESS TO FINANCE, ACCESS TO FINANCIAL SERVICES, ACCESS TO INFORMATION, ACCESS TO MARKETS, ACCOUNT PRODUCT, ADMINISTRATIVE COSTS, ADVISORY SERVICES, AGRICULTURAL ACTIVITIES, AGRICULTURAL COMMODITIES, AGRICULTURAL COMMODITY, AGRICULTURAL COMMODITY EXCHANGE, AGRICULTURAL CREDIT, AGRICULTURAL FINANCE, AGRICULTURAL LOAN, AGRICULTURAL MARKET, AGRICULTURAL MARKETS, AGRICULTURAL SECTOR, AGRICULTURE ORGANIZATION, ASSET ACCUMULATION, BALANCE SHEET, BALANCE SHEETS, BANK BRANCHES, BANK FINANCING, BANK LENDING, BANK LOANS, BANKS, BORROWER, BORROWING, BUSINESS ENABLING, BUSINESS ENABLING ENVIRONMENT, BUSINESS FINANCE, BUSINESS LENDING, CAPACITY BUILDING, CAPITAL FINANCE, CASH FLOW, CASH FLOW ANALYSIS, CASH FLOW PLANNING, CASH FLOWS, CASH PAYMENTS, COLLATERAL, COLLATERAL MANAGEMENT AGREEMENT, COLLATERAL MANAGEMENT AGREEMENTS, COLLATERAL REQUIREMENTS, COMMERCIAL BANK, COMMERCIAL FARMERS, COMMERCIAL LENDING, COMMODITY PRICE, COMMODITY TRADERS, COOPERATIVES, CREDIT BUREAUS, CREDIT COOPERATIVES, CREDIT FACILITY, CREDIT GUARANTEE, CREDIT HISTORY, CREDIT PRODUCTS, CREDIT REQUIREMENTS, CREDIT RISK, CREDIT RISKS, CREDIT SCORING, CREDIT UNIONS, CREDITOR, CREDITORS, CREDITS, CREDITWORTHINESS, CROP FAILURE, CROP INSURANCE, CROP LOANS, CROP LOSSES, DEFAULT RISK, DEMAND FOR CREDIT, DEPOSIT, DEPOSITOR, DEPOSITS, DEVELOPING COUNTRIES, DEVELOPING COUNTRY, DEVELOPMENT FINANCE, DEVELOPMENT FINANCE COMPANY, DIVERSIFICATION, DONOR SUPPORT, DOWN PAYMENT, EARNINGS, ECONOMIC ACTIVITIES, ECONOMIC ACTIVITY, ECONOMIC COOPERATION, ECONOMIC CRISIS, ECONOMIES OF SCALE, EMERGING ECONOMIES, ENTERPRISE DEVELOPMENT, EQUIPMENT, EXTERNAL CAPITAL, FAMILY FARMS, FARMER, FARMER FINANCING, FARMERS, FINANCE INITIATIVE, FINANCIAL INFRASTRUCTURE, FINANCIAL INNOVATION, FINANCIAL INSTITUTION, FINANCIAL INSTITUTIONS, FINANCIAL INSTRUMENTS, FINANCIAL LITERACY, FINANCIAL MARKETS, FINANCIAL NEEDS, FINANCIAL PRODUCT, FINANCIAL PRODUCTS, FINANCIAL SERVICE, FINANCIAL SERVICE PROVIDERS, FINANCIAL SERVICES, FINANCIAL SKILLS, FINANCING NEEDS, FIXED ASSETS, FLOW OF INFORMATION, FORM OF COLLATERAL, FORMAL BANK, FORMAL FINANCIAL INSTITUTIONS, GOVERNMENT INTERVENTIONS, GREEN REVOLUTION, GROUP GUARANTEE, GROUP GUARANTEES, GROUP LENDING, GROWTH OPPORTUNITIES, GROWTH OPPORTUNITY, HOUSEHOLD INCOME, HOUSEHOLDS, INFORMAL FINANCE, INFORMAL LOANS, INFORMATION GAP, INSTALLMENTS, INSURANCE PRODUCTS, INTEREST RATE, INTERNATIONAL BANK, INTERNATIONAL FINANCE, INVESTMENT FUND, LENDER, LENDERS, LENDING DECISIONS, LENDING QUOTAS, LENDING SPREADS, LIABILITY, LIMITED ACCESS, LIQUIDITY, LIQUIDITY MANAGEMENT, LOAN, LOAN DEFAULTS, LOAN FACILITY, LOAN PORTFOLIO, LOAN PRODUCTS, LOAN REPAYMENT, LOANS FROM FAMILY, LONG-TERM FUNDING, MARKET INFORMATION, MFIS, MICRO-INSURANCE, MICROFINANCE, MICROFINANCE INSTITUTIONS, MONEY LENDERS, MONEY TRANSFERS, MOVABLE ASSETS, MOVABLE COLLATERAL, NEW MARKET, NEW MARKETS, NON-PERFORMING LOANS, OUTREACH, PARTIAL CREDIT, PAYMENT SYSTEMS, PORTFOLIOS, PRICE RISK, PRICE RISK MANAGEMENT, PRICE RISKS, PRODUCTION CAPACITY, PROFITABILITY, PUBLIC SECTOR BANKS, REAL ESTATE, REMITTANCES, REPAYMENT, REPAYMENT CAPACITY, REPAYMENT SCHEDULES, REPAYMENTS, REPOSSESSION, RISK MANAGEMENT, RISK MITIGATION, RISK OF DEFAULT, RURAL ASSETS, RURAL CLIENTS, RURAL FINANCIAL SERVICES, SAVINGS, SAVINGS ACCOUNT, SAVINGS ACCOUNTS, SECURITIES, SMALL FARMERS, SMALL LOANS, SMALLHOLDER, SMALLHOLDER FARMERS, SMALLHOLDERS, SOURCES OF INCOME, STATE BANK, SUPPLY CHAIN, SUPPLY CHAINS, TECHNICAL ASSISTANCE, TERM CREDIT, TRADE FINANCE, TRADE FINANCING, TRANSACTION, TRANSACTION COSTS, UNION, URBAN AREAS, VILLAGE, WAREHOUSE, WAREHOUSE OPERATORS, WAREHOUSE RECEIPT, WAREHOUSE RECEIPT FINANCING, WAREHOUSE RECEIPT SYSTEM, WAREHOUSE RECEIPT SYSTEMS, WAREHOUSE RECEIPTS, WAREHOUSES, WORKING CAPITAL,
Online Access:	http://documents.worldbank.org/curated/en/2012/11/24160709/innovative-agricultural-sme-finance-models https://hdl.handle.net/10986/21730
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