Can Postal Networks Advance Financial Inclusion in the Arab World?

As existing and trusted institutions with large branch networks reaching rural areas, Arab postal networks have the potential to be powerful tools in the fight for greater financial inclusion in the Arab world. Beyond a few success stories, however, the Arab world has so far not capitalized on the potential of its postal networks. This is a glaring omission in light of demographic trends that highlight the need for financial access: growing population, high fertility rates, large youth and rural populations, and recent political changes as a result of the Arab spring.

Bibliographic Details

Main Authors:	El-Zoghbi, Mayada, Martinez, Meritxell
Language:	English
Published:	Washington, DC: World Bank 2012-04
Subjects:	ACCOUNT HOLDERS, BANK BRANCHES, BANKING SECTOR, BANKING SYSTEM, BANKS, BRANCH NETWORKS, BUSINESS MODEL, BUSINESS MODELS, CAPABILITY, CAPITALIZATION, CENTRAL BANK, CHECKING, CHECKING ACCOUNTS, COMMERCIAL BANK, COMMERCIAL BANK BRANCHES, COMMERCIAL BANKS, CONSUMER CREDIT, CREDIT DELIVERY, CREDIT INSTITUTION, CUSTOMER LOYALTY, DEMOGRAPHIC, DEPOSIT, DEPOSIT ACCOUNT, DEPOSIT ACCOUNTS, DEPOSITS, ELECTRONIC SERVICES, FERTILITY RATES, FINANCIAL INSTITUTION, FINANCIAL INSTITUTIONS, FINANCIAL PRODUCTS, FINANCIAL RISK, FINANCIAL SERVICE, FINANCIAL SERVICES, GROSS DOMESTIC PRODUCT, HARDWARE, HUMAN RESOURCE, HUMAN RESOURCE MANAGEMENT, INCOME, INFORMATION TECHNOLOGY, INSTITUTION BUILDING, INSTITUTIONAL CONSTRAINTS, INSURANCE, INSURANCE PRODUCTS, LICENSE, LOAN, LOAN SIZE, MANAGEMENT INFORMATION SYSTEMS, MARKET RESEARCH, MICROFINANCE, MICROFINANCE INSTITUTIONS, MOBILE BANKING, PAYMENT SERVICES, POST, POST OFFERS, POSTAL, POSTAL ACCOUNT, POSTAL BANK, POSTAL FINANCIAL SERVICES, POSTAL NETWORK, POSTAL NETWORKS, POSTAL OPERATORS, POSTAL PRODUCT, POSTAL SAVINGS, POSTAL SERVICES, POSTS, PRIVATE SECTOR, REMITTANCES, RESULT, RETAIL BANKING, RETAIL BANKS, SAVINGS, SAVINGS ACCOUNTS, SAVINGS BANK, SAVINGS PRODUCTS, SERVICE PROVIDERS, SMALL ENTERPRISES, SOFTWARE UPGRADES, SUBSIDIARY, TELECOMMUNICATION, WEB, WEB SITE,
Online Access:	http://documents.worldbank.org/curated/en/2012/04/16541978/can-postal-networks-advance-financial-inclusion-arab-world https://hdl.handle.net/10986/9444
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