Bank Competition in the Middle East and Northern Africa Region

This paper studies the extent of bank competition in the Middle East and Northern Africa region during 1994-2008, using non-structural measures of competition such as the H-statistic and the Lerner index. Both these measures suggest that banking sector competition in the region is lower relative to other regions and has not improved in recent years. An analysis of the determinants of competition across countries suggests that lower levels of competition in the Middle East and Northern Africa are explained by the region s worse credit information environment and lower market contestability.

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Bibliographic Details
Main Authors: Anzoategui, Diego, Martinez Peria, Maria Soledad, Rocha, Roberto
Format: Policy Research Working Paper biblioteca
Language:English
Published: 2010-07-01
Subjects:ACCESS TO CREDIT, ACCESS TO FINANCE, ADVERSE SELECTION, BALANCE SHEET, BANK ASSETS, BANK COMPETITION, BANK MERGERS, BANK REGULATION, BANKING INDUSTRY, BANKING SECTOR, BANKING SYSTEM, BANKING SYSTEMS, BANKS, BARRIER, BARRIER TO ENTRY, BARRIERS TO ENTRY, CAPITAL MARKETS, CAPITAL REQUIREMENT, CAPITAL REQUIREMENTS, CAPITALIZATION, COMMERCIAL BANKING, COMPETITIVE ANALYSIS, CONSOLIDATION, CONTESTABILITY, CONTESTABLE MARKETS, COUNTRY COMPARISONS, CREDIT INFORMATION, CRISES, DEPOSITS, DEVELOPING COUNTRIES, DRIVERS, ECONOMICS, EMERGING MARKET, EMERGING MARKETS, EUROPEAN CENTRAL BANK, FINANCIAL COSTS, FINANCIAL FRAGILITY, FINANCIAL INSTITUTIONS, FINANCIAL INTERMEDIARIES, FINANCIAL MARKETS, FINANCIAL SERVICES, FINANCIAL STABILITY, FINANCIAL STRUCTURE, FINANCIAL SYSTEM, GROSS REVENUES, INCOME, INFORMATION SERVICE, INPUT PRICE, INPUT PRICES, INSURANCE, INTEREST EXPENSES, INTERNATIONAL BANK, INTERNATIONAL FINANCIAL MARKETS, LAWS, LIQUIDITY, MACROECONOMIC CONDITIONS, MARGINAL COST, MARGINAL COSTS, MARKET POWER, MARKET STRUCTURE, MONEY MARKET, MONOPOLY, MUTUAL FUNDS, OUTPUT, OUTPUTS, PENSION, PENSION FUNDS, PERFECT COMPETITION, PERSONNEL EXPENSES, PRIVATE SECTOR DEVELOPMENT, RETURN ON ASSETS, SAVINGS, SAVINGS BANKS, SHARE OF ASSETS, SHAREHOLDERS, SOURCES OF FUNDS, STOCK MARKET, STOCK MARKET CAPITALIZATION, STOCK MARKETS, TAX, TAX RETURN, UNION,
Online Access:http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20100719161024
http://hdl.handle.net/10986/3846
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