Bosnia and Herzegovina

This Technical Note was prepared in the context of a joint World Bank-IMF Financial Sector Assessment Program mission in Bosnia and Herzegovina during October-November 2014. Financial inclusion in Bosnia and Herzegovina performs relatively well compared to peers, but gaps remain for selected market segments. Financial sector development and access to finance for firms is constrained by weak domestic demand, high collateral requirements and inadequate credit enforcement mechanisms.

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Bibliographic Details
Main Authors: World Bank, International Monetary Fund
Format: Report biblioteca
Language:English
en_US
Published: World Bank Group, Washington, DC 2015-06
Subjects:ADVISORY SERVICES, BUSINESS ACTIVITIES, LINE OF CREDIT, CAPITAL MARKETS, DEPOSIT, FINANCIAL SERVICES, BORROWER, CREDIT LIMITS, CREDIT CARDS, ECONOMIC GROWTH, FACILITATION, REPAYMENT CAPACITY, DEPOSITS, SMALL BANKS, MONEY LAUNDERING, FINANCING, VILLAGE, LOAN-TO-DEPOSIT RATIO, LENDING POLICIES, INTEREST, FINANCIAL LITERACY, GUARANTEES, GOVERNMENT FUNDING, INTEREST RATE, PRIVATE CREDIT, BANKING SYSTEM, ENTREPRENEURS, REPOSSESSION, RECESSION, DISCLOSURE REQUIREMENTS, EXCLUSION, REVENUES, GUARANTORS, FINANCIAL REGULATORS, CAPITAL ADEQUACY, LOAN, CREDITWORTHINESS, FEE, CREDIT ANALYSIS, BORROWERS, SUBSIDY, ASSET MANAGEMENT, LABOR FORCE PARTICIPATION, PAYMENTS, SAVING, E-BANKING, CREDITORS, COST OF CREDIT, CREDITOR, ENFORCEMENT MECHANISM, MFIS, CASH FLOWS, ALTERNATIVE FINANCING, PROVISION OF CREDIT, ELECTRONIC BANKING, ANTI-MONEY LAUNDERING, WOMEN ENTREPRENEURS, CREDITS, ENFORCEMENT MECHANISMS, SAVINGS, MORTGAGES, INDEBTEDNESS, FINANCIAL PRODUCT, GENDER GAP, FINANCIAL INSTITUTION, MORAL HAZARD, COMMERCIAL BANK, PARTIAL CREDIT, CONSUMER CREDIT, UNION, CURRENT ACCOUNT, LENDING DECISIONS, INTEREST RATES, PAYMENT, FINANCIAL INSTITUTIONS, DEBT, MICRO LOANS, LOAN APPLICATION, CAPITAL REQUIREMENTS, ELIGIBILITY CRITERIA, FINANCIAL PRODUCTS, LENDERS, LACK OF COLLATERAL, LOANS, ENTERPRISES, BANK CREDIT, LOAN SIZES, FINANCIAL SYSTEM, REAL ESTATE, CONSULTING SERVICES, FINANCE, BANKS, GENDER GAP IN ACCESS, CREDIT LINE, UNEMPLOYMENT, MICRO-CREDIT, COLLATERAL REQUIREMENTS, GRANT, EQUITY, FORMAL FINANCIAL INSTITUTION, GENDER GAPS, MOVABLE COLLATERAL, CAPITAL, PUBLIC FUND, ACCESS TO FINANCE, GENDER, BANK, CREDIT, DEBT COLLECTION, WORKING CAPITAL, FINANCIAL EDUCATION, REPAYMENT, CREDIT INFORMATION, ENTERPRISE, PROPERTY, LOAN PORTFOLIO, GUARANTOR, CREDIT REPORTING, INSTITUTIONAL CAPACITY, VOUCHERS, BALANCE SHEET, GUARANTEE SCHEME, CREDIT GUARANTEE, CREDIT BUREAU, CREDIT POLICIES, SECURITIES, MICROCREDIT, PROFITABILITY, CREDIT RISK, LOAN INSURANCE, ACCESS TO CREDIT, MICROFINANCE, GOVERNMENT POLICIES, FINANCIAL SECTOR ASSESSMENT, BANK LOAN, SECURITY, LOAN OFFICERS, BANK LOANS, LOAN APPLICATIONS, INVESTMENT, CREDIT GUARANTEES, FINANCIAL INTERMEDIATION, FINANCIAL INTERMEDIARIES, COMMERCIAL BANKS, LOAN PORTFOLIOS, HOUSEHOLDS, ELECTRONIC PAYMENT, COLLATERAL, CREDIT- SCORING, LOAN SIZE, TARIFF, CAPITAL REQUIREMENT, BUSINESS PLANS, ACCESS INDICATORS, LOAN AMOUNTS, LOAN CLIENTS, INVESTMENTS, BORROWING, FINANCIAL SUPPORT, RISK MANAGEMENT, INFORMAL LENDERS, TECHNICAL SUPPORT, CREDIT REPORTS, FINANCIAL KNOWLEDGE, UNFAIR COMPETITION, GUARANTEE AGENCY, FORM OF COLLATERAL, ACCOUNT USAGE, FEES, WOMEN, OUTREACH, REMITTANCES, BANK BRANCHES, POINT-OF-SALE, INTEREST RATE RESTRICTIONS, GUARANTEE, CREDIT LINES, CREDIT REGISTRY, CONSUMER PROTECTION, DEVELOPMENT BANK, FINANCIAL SECTOR DEVELOPMENT, ACCOUNT HOLDERS, CREDIT MARKET, EMPLOYEES,
Online Access:http://documents.worldbank.org/curated/en/2015/07/24815090/bosnia-herzegovina-financial-sector-assessment-program-financial-inclusion-technical-note
https://hdl.handle.net/10986/22369
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