The Incentive-Compatible Design of Deposit Insurance and Bank Failure Resolution : Concepts and Country Studies

Deposit insurance schemes and bank failure resolution systems are asked to fulfill conflicting public policy objectives: on the one hand, they are supposed to protect small depositors and prevent contagion risks from bank runs; on the other hand, they are supposed to minimize aggressive risk taking by banks. Beck discusses the incentive-compatible design and interaction of both components of the financial safety net and describes and compares three countries with different safety net arrangements-Brazil, Germany, and Russia.

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Bibliographic Details
Main Author: Beck, Thorsten
Language:English
en_US
Published: World Bank, Washington, DC 2003-05
Subjects:ACCOUNTABILITY, ADVERSE SELECTION, AGENTS, APPLICATIONS, AUDITING, AUDITS, BALANCE SHEET, BANK DEPOSITS, BANK FAILURE, BANK FAILURE RESOLUTION, BANK FAILURES, BANK INSOLVENCY, BANK MANAGEMENT, BANK REGULATION, BANK RUNS, BANK SUPERVISION, BANKING CRISES, BANKING CRISIS, BANKING INDUSTRY, BANKING SECTOR, BANKING STRUCTURE, BANKING SYSTEM, BANKRUPTCY, BANKS, CAPITAL BASE, CENTRAL BANK, COINSURANCE, COMMERCIAL BANKS, COMPENSATION, CONTAGION, COOPERATIVE BANKS, COUNTRY COMPARISONS, CROSS-COUNTRY EXPERIENCE, DEPOSIT INSURANCE, DEPOSIT INSURANCE COVERAGE, DEPOSIT INSURANCE SCHEMES, DEPOSITOR PROTECTION, DEPOSITORS, DEPOSITS, EXPLICIT COVERAGE, FINANCIAL FRAGILITY, FINANCIAL INSTITUTIONS, FINANCIAL INTERMEDIATION, FINANCIAL LIBERALIZATION, FINANCIAL RISK, FINANCIAL STABILITY, IMPAIRED ASSETS, INSTITUTIONAL DEVELOPMENT, INSTITUTIONAL ENVIRONMENT, INSURANCE, INSURANCE FUNDS, INSURED DEPOSITS, INSURERS, INTEREST RATES, JUDICIAL SYSTEMS, LAWS, LENDER OF LAST RESORT, LIQUID ASSETS, LIQUIDATION, LIQUIDATION OF BANKS, LIQUIDITY, LOOTING, MANDATES, MARKET DISCIPLINE, MORAL HAZARD, PENALTIES, PREMIUMS, PRIVATIZATION, PUBLIC POLICY, REGULATION, REGULATORY FORBEARANCE, RISK ASSESSMENT, RISK MANAGEMENT, RISK PREMIUM, RISK TAKING, SAVINGS, SAVINGS BANKS, SHAREHOLDERS, SMALL BANKS, STOCK PRICES, SUBORDINATED DEBT, SUPERVISORY AUTHORITIES, TRANSPARENCY DEPOSIT INSURANCE, SAFETY NET POLICIES, CREDITORS, MARKET EQUILIBRIUM, INSURANCE PREMIUMS, SHAREHOLDER AGREEMENTS, TRANSPARENCY,
Online Access:http://documents.worldbank.org/curated/en/2003/05/2329634/incentive-compatible-design-deposit-insurance-bank-failure-resolution-concepts-country-studies
https://hdl.handle.net/10986/18210
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spelling dig-okr-10986182102024-08-08T17:47:08Z The Incentive-Compatible Design of Deposit Insurance and Bank Failure Resolution : Concepts and Country Studies Beck, Thorsten ACCOUNTABILITY ADVERSE SELECTION AGENTS APPLICATIONS AUDITING AUDITS BALANCE SHEET BANK DEPOSITS BANK FAILURE BANK FAILURE RESOLUTION BANK FAILURES BANK INSOLVENCY BANK MANAGEMENT BANK REGULATION BANK RUNS BANK SUPERVISION BANKING CRISES BANKING CRISIS BANKING INDUSTRY BANKING SECTOR BANKING STRUCTURE BANKING SYSTEM BANKRUPTCY BANKS CAPITAL BASE CENTRAL BANK COINSURANCE COMMERCIAL BANKS COMPENSATION CONTAGION COOPERATIVE BANKS COUNTRY COMPARISONS CROSS-COUNTRY EXPERIENCE DEPOSIT INSURANCE DEPOSIT INSURANCE COVERAGE DEPOSIT INSURANCE SCHEMES DEPOSITOR PROTECTION DEPOSITORS DEPOSITS EXPLICIT COVERAGE FINANCIAL FRAGILITY FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL LIBERALIZATION FINANCIAL RISK FINANCIAL STABILITY IMPAIRED ASSETS INSTITUTIONAL DEVELOPMENT INSTITUTIONAL ENVIRONMENT INSURANCE INSURANCE FUNDS INSURED DEPOSITS INSURERS INTEREST RATES JUDICIAL SYSTEMS LAWS LENDER OF LAST RESORT LIQUID ASSETS LIQUIDATION LIQUIDATION OF BANKS LIQUIDITY LOOTING MANDATES MARKET DISCIPLINE MORAL HAZARD PENALTIES PREMIUMS PRIVATIZATION PUBLIC POLICY REGULATION REGULATORY FORBEARANCE RISK ASSESSMENT RISK MANAGEMENT RISK PREMIUM RISK TAKING SAVINGS SAVINGS BANKS SHAREHOLDERS SMALL BANKS STOCK PRICES SUBORDINATED DEBT SUPERVISORY AUTHORITIES TRANSPARENCY DEPOSIT INSURANCE PUBLIC POLICY SAFETY NET POLICIES CREDITORS BANK MANAGEMENT MARKET EQUILIBRIUM AUDITING INSURANCE PREMIUMS SHAREHOLDER AGREEMENTS TRANSPARENCY DEPOSIT INSURANCE Deposit insurance schemes and bank failure resolution systems are asked to fulfill conflicting public policy objectives: on the one hand, they are supposed to protect small depositors and prevent contagion risks from bank runs; on the other hand, they are supposed to minimize aggressive risk taking by banks. Beck discusses the incentive-compatible design and interaction of both components of the financial safety net and describes and compares three countries with different safety net arrangements-Brazil, Germany, and Russia. 2014-05-09T18:27:59Z 2014-05-09T18:27:59Z 2003-05 http://documents.worldbank.org/curated/en/2003/05/2329634/incentive-compatible-design-deposit-insurance-bank-failure-resolution-concepts-country-studies https://hdl.handle.net/10986/18210 English en_US Policy Research Working Paper;No. 3043 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ application/pdf text/plain World Bank, Washington, DC
institution Banco Mundial
collection DSpace
country Estados Unidos
countrycode US
component Bibliográfico
access En linea
databasecode dig-okr
tag biblioteca
region America del Norte
libraryname Biblioteca del Banco Mundial
language English
en_US
topic ACCOUNTABILITY
ADVERSE SELECTION
AGENTS
APPLICATIONS
AUDITING
AUDITS
BALANCE SHEET
BANK DEPOSITS
BANK FAILURE
BANK FAILURE RESOLUTION
BANK FAILURES
BANK INSOLVENCY
BANK MANAGEMENT
BANK REGULATION
BANK RUNS
BANK SUPERVISION
BANKING CRISES
BANKING CRISIS
BANKING INDUSTRY
BANKING SECTOR
BANKING STRUCTURE
BANKING SYSTEM
BANKRUPTCY
BANKS
CAPITAL BASE
CENTRAL BANK
COINSURANCE
COMMERCIAL BANKS
COMPENSATION
CONTAGION
COOPERATIVE BANKS
COUNTRY COMPARISONS
CROSS-COUNTRY EXPERIENCE
DEPOSIT INSURANCE
DEPOSIT INSURANCE COVERAGE
DEPOSIT INSURANCE SCHEMES
DEPOSITOR PROTECTION
DEPOSITORS
DEPOSITS
EXPLICIT COVERAGE
FINANCIAL FRAGILITY
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIATION
FINANCIAL LIBERALIZATION
FINANCIAL RISK
FINANCIAL STABILITY
IMPAIRED ASSETS
INSTITUTIONAL DEVELOPMENT
INSTITUTIONAL ENVIRONMENT
INSURANCE
INSURANCE FUNDS
INSURED DEPOSITS
INSURERS
INTEREST RATES
JUDICIAL SYSTEMS
LAWS
LENDER OF LAST RESORT
LIQUID ASSETS
LIQUIDATION
LIQUIDATION OF BANKS
LIQUIDITY
LOOTING
MANDATES
MARKET DISCIPLINE
MORAL HAZARD
PENALTIES
PREMIUMS
PRIVATIZATION
PUBLIC POLICY
REGULATION
REGULATORY FORBEARANCE
RISK ASSESSMENT
RISK MANAGEMENT
RISK PREMIUM
RISK TAKING
SAVINGS
SAVINGS BANKS
SHAREHOLDERS
SMALL BANKS
STOCK PRICES
SUBORDINATED DEBT
SUPERVISORY AUTHORITIES
TRANSPARENCY DEPOSIT INSURANCE
PUBLIC POLICY
SAFETY NET POLICIES
CREDITORS
BANK MANAGEMENT
MARKET EQUILIBRIUM
AUDITING
INSURANCE PREMIUMS
SHAREHOLDER AGREEMENTS
TRANSPARENCY
DEPOSIT INSURANCE
ACCOUNTABILITY
ADVERSE SELECTION
AGENTS
APPLICATIONS
AUDITING
AUDITS
BALANCE SHEET
BANK DEPOSITS
BANK FAILURE
BANK FAILURE RESOLUTION
BANK FAILURES
BANK INSOLVENCY
BANK MANAGEMENT
BANK REGULATION
BANK RUNS
BANK SUPERVISION
BANKING CRISES
BANKING CRISIS
BANKING INDUSTRY
BANKING SECTOR
BANKING STRUCTURE
BANKING SYSTEM
BANKRUPTCY
BANKS
CAPITAL BASE
CENTRAL BANK
COINSURANCE
COMMERCIAL BANKS
COMPENSATION
CONTAGION
COOPERATIVE BANKS
COUNTRY COMPARISONS
CROSS-COUNTRY EXPERIENCE
DEPOSIT INSURANCE
DEPOSIT INSURANCE COVERAGE
DEPOSIT INSURANCE SCHEMES
DEPOSITOR PROTECTION
DEPOSITORS
DEPOSITS
EXPLICIT COVERAGE
FINANCIAL FRAGILITY
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIATION
FINANCIAL LIBERALIZATION
FINANCIAL RISK
FINANCIAL STABILITY
IMPAIRED ASSETS
INSTITUTIONAL DEVELOPMENT
INSTITUTIONAL ENVIRONMENT
INSURANCE
INSURANCE FUNDS
INSURED DEPOSITS
INSURERS
INTEREST RATES
JUDICIAL SYSTEMS
LAWS
LENDER OF LAST RESORT
LIQUID ASSETS
LIQUIDATION
LIQUIDATION OF BANKS
LIQUIDITY
LOOTING
MANDATES
MARKET DISCIPLINE
MORAL HAZARD
PENALTIES
PREMIUMS
PRIVATIZATION
PUBLIC POLICY
REGULATION
REGULATORY FORBEARANCE
RISK ASSESSMENT
RISK MANAGEMENT
RISK PREMIUM
RISK TAKING
SAVINGS
SAVINGS BANKS
SHAREHOLDERS
SMALL BANKS
STOCK PRICES
SUBORDINATED DEBT
SUPERVISORY AUTHORITIES
TRANSPARENCY DEPOSIT INSURANCE
PUBLIC POLICY
SAFETY NET POLICIES
CREDITORS
BANK MANAGEMENT
MARKET EQUILIBRIUM
AUDITING
INSURANCE PREMIUMS
SHAREHOLDER AGREEMENTS
TRANSPARENCY
DEPOSIT INSURANCE
spellingShingle ACCOUNTABILITY
ADVERSE SELECTION
AGENTS
APPLICATIONS
AUDITING
AUDITS
BALANCE SHEET
BANK DEPOSITS
BANK FAILURE
BANK FAILURE RESOLUTION
BANK FAILURES
BANK INSOLVENCY
BANK MANAGEMENT
BANK REGULATION
BANK RUNS
BANK SUPERVISION
BANKING CRISES
BANKING CRISIS
BANKING INDUSTRY
BANKING SECTOR
BANKING STRUCTURE
BANKING SYSTEM
BANKRUPTCY
BANKS
CAPITAL BASE
CENTRAL BANK
COINSURANCE
COMMERCIAL BANKS
COMPENSATION
CONTAGION
COOPERATIVE BANKS
COUNTRY COMPARISONS
CROSS-COUNTRY EXPERIENCE
DEPOSIT INSURANCE
DEPOSIT INSURANCE COVERAGE
DEPOSIT INSURANCE SCHEMES
DEPOSITOR PROTECTION
DEPOSITORS
DEPOSITS
EXPLICIT COVERAGE
FINANCIAL FRAGILITY
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIATION
FINANCIAL LIBERALIZATION
FINANCIAL RISK
FINANCIAL STABILITY
IMPAIRED ASSETS
INSTITUTIONAL DEVELOPMENT
INSTITUTIONAL ENVIRONMENT
INSURANCE
INSURANCE FUNDS
INSURED DEPOSITS
INSURERS
INTEREST RATES
JUDICIAL SYSTEMS
LAWS
LENDER OF LAST RESORT
LIQUID ASSETS
LIQUIDATION
LIQUIDATION OF BANKS
LIQUIDITY
LOOTING
MANDATES
MARKET DISCIPLINE
MORAL HAZARD
PENALTIES
PREMIUMS
PRIVATIZATION
PUBLIC POLICY
REGULATION
REGULATORY FORBEARANCE
RISK ASSESSMENT
RISK MANAGEMENT
RISK PREMIUM
RISK TAKING
SAVINGS
SAVINGS BANKS
SHAREHOLDERS
SMALL BANKS
STOCK PRICES
SUBORDINATED DEBT
SUPERVISORY AUTHORITIES
TRANSPARENCY DEPOSIT INSURANCE
PUBLIC POLICY
SAFETY NET POLICIES
CREDITORS
BANK MANAGEMENT
MARKET EQUILIBRIUM
AUDITING
INSURANCE PREMIUMS
SHAREHOLDER AGREEMENTS
TRANSPARENCY
DEPOSIT INSURANCE
ACCOUNTABILITY
ADVERSE SELECTION
AGENTS
APPLICATIONS
AUDITING
AUDITS
BALANCE SHEET
BANK DEPOSITS
BANK FAILURE
BANK FAILURE RESOLUTION
BANK FAILURES
BANK INSOLVENCY
BANK MANAGEMENT
BANK REGULATION
BANK RUNS
BANK SUPERVISION
BANKING CRISES
BANKING CRISIS
BANKING INDUSTRY
BANKING SECTOR
BANKING STRUCTURE
BANKING SYSTEM
BANKRUPTCY
BANKS
CAPITAL BASE
CENTRAL BANK
COINSURANCE
COMMERCIAL BANKS
COMPENSATION
CONTAGION
COOPERATIVE BANKS
COUNTRY COMPARISONS
CROSS-COUNTRY EXPERIENCE
DEPOSIT INSURANCE
DEPOSIT INSURANCE COVERAGE
DEPOSIT INSURANCE SCHEMES
DEPOSITOR PROTECTION
DEPOSITORS
DEPOSITS
EXPLICIT COVERAGE
FINANCIAL FRAGILITY
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIATION
FINANCIAL LIBERALIZATION
FINANCIAL RISK
FINANCIAL STABILITY
IMPAIRED ASSETS
INSTITUTIONAL DEVELOPMENT
INSTITUTIONAL ENVIRONMENT
INSURANCE
INSURANCE FUNDS
INSURED DEPOSITS
INSURERS
INTEREST RATES
JUDICIAL SYSTEMS
LAWS
LENDER OF LAST RESORT
LIQUID ASSETS
LIQUIDATION
LIQUIDATION OF BANKS
LIQUIDITY
LOOTING
MANDATES
MARKET DISCIPLINE
MORAL HAZARD
PENALTIES
PREMIUMS
PRIVATIZATION
PUBLIC POLICY
REGULATION
REGULATORY FORBEARANCE
RISK ASSESSMENT
RISK MANAGEMENT
RISK PREMIUM
RISK TAKING
SAVINGS
SAVINGS BANKS
SHAREHOLDERS
SMALL BANKS
STOCK PRICES
SUBORDINATED DEBT
SUPERVISORY AUTHORITIES
TRANSPARENCY DEPOSIT INSURANCE
PUBLIC POLICY
SAFETY NET POLICIES
CREDITORS
BANK MANAGEMENT
MARKET EQUILIBRIUM
AUDITING
INSURANCE PREMIUMS
SHAREHOLDER AGREEMENTS
TRANSPARENCY
DEPOSIT INSURANCE
Beck, Thorsten
The Incentive-Compatible Design of Deposit Insurance and Bank Failure Resolution : Concepts and Country Studies
description Deposit insurance schemes and bank failure resolution systems are asked to fulfill conflicting public policy objectives: on the one hand, they are supposed to protect small depositors and prevent contagion risks from bank runs; on the other hand, they are supposed to minimize aggressive risk taking by banks. Beck discusses the incentive-compatible design and interaction of both components of the financial safety net and describes and compares three countries with different safety net arrangements-Brazil, Germany, and Russia.
topic_facet ACCOUNTABILITY
ADVERSE SELECTION
AGENTS
APPLICATIONS
AUDITING
AUDITS
BALANCE SHEET
BANK DEPOSITS
BANK FAILURE
BANK FAILURE RESOLUTION
BANK FAILURES
BANK INSOLVENCY
BANK MANAGEMENT
BANK REGULATION
BANK RUNS
BANK SUPERVISION
BANKING CRISES
BANKING CRISIS
BANKING INDUSTRY
BANKING SECTOR
BANKING STRUCTURE
BANKING SYSTEM
BANKRUPTCY
BANKS
CAPITAL BASE
CENTRAL BANK
COINSURANCE
COMMERCIAL BANKS
COMPENSATION
CONTAGION
COOPERATIVE BANKS
COUNTRY COMPARISONS
CROSS-COUNTRY EXPERIENCE
DEPOSIT INSURANCE
DEPOSIT INSURANCE COVERAGE
DEPOSIT INSURANCE SCHEMES
DEPOSITOR PROTECTION
DEPOSITORS
DEPOSITS
EXPLICIT COVERAGE
FINANCIAL FRAGILITY
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIATION
FINANCIAL LIBERALIZATION
FINANCIAL RISK
FINANCIAL STABILITY
IMPAIRED ASSETS
INSTITUTIONAL DEVELOPMENT
INSTITUTIONAL ENVIRONMENT
INSURANCE
INSURANCE FUNDS
INSURED DEPOSITS
INSURERS
INTEREST RATES
JUDICIAL SYSTEMS
LAWS
LENDER OF LAST RESORT
LIQUID ASSETS
LIQUIDATION
LIQUIDATION OF BANKS
LIQUIDITY
LOOTING
MANDATES
MARKET DISCIPLINE
MORAL HAZARD
PENALTIES
PREMIUMS
PRIVATIZATION
PUBLIC POLICY
REGULATION
REGULATORY FORBEARANCE
RISK ASSESSMENT
RISK MANAGEMENT
RISK PREMIUM
RISK TAKING
SAVINGS
SAVINGS BANKS
SHAREHOLDERS
SMALL BANKS
STOCK PRICES
SUBORDINATED DEBT
SUPERVISORY AUTHORITIES
TRANSPARENCY DEPOSIT INSURANCE
PUBLIC POLICY
SAFETY NET POLICIES
CREDITORS
BANK MANAGEMENT
MARKET EQUILIBRIUM
AUDITING
INSURANCE PREMIUMS
SHAREHOLDER AGREEMENTS
TRANSPARENCY
DEPOSIT INSURANCE
author Beck, Thorsten
author_facet Beck, Thorsten
author_sort Beck, Thorsten
title The Incentive-Compatible Design of Deposit Insurance and Bank Failure Resolution : Concepts and Country Studies
title_short The Incentive-Compatible Design of Deposit Insurance and Bank Failure Resolution : Concepts and Country Studies
title_full The Incentive-Compatible Design of Deposit Insurance and Bank Failure Resolution : Concepts and Country Studies
title_fullStr The Incentive-Compatible Design of Deposit Insurance and Bank Failure Resolution : Concepts and Country Studies
title_full_unstemmed The Incentive-Compatible Design of Deposit Insurance and Bank Failure Resolution : Concepts and Country Studies
title_sort incentive-compatible design of deposit insurance and bank failure resolution : concepts and country studies
publisher World Bank, Washington, DC
publishDate 2003-05
url http://documents.worldbank.org/curated/en/2003/05/2329634/incentive-compatible-design-deposit-insurance-bank-failure-resolution-concepts-country-studies
https://hdl.handle.net/10986/18210
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