Your Money, Your Future : A Practical Money Management Guide for Students and Their Families

This guide has been created to assist potential student borrowers and their families in making decisions regarding money management. It is intended for students who are considering attending or are already enrolled in a tertiary education institution, and covers topics such as student loans, goal-setting, and repaying debt. The guide aims to educate students in order to make them better money managers and more responsible borrowers throughout their university careers and beyond. This document is divided into seven chapters: 1) basic financial issues; 2) creating and managing a budget; 3) student loans; 4) establishing credit; 5) managing debt; 6) repaying debt; and 7) saving and its benefits.

Bibliographic Details

Main Author:	International Finance Corporation
Language:	English en_US
Published:	World Bank, Washington, DC 2014
Subjects:	ACCESS TO CREDIT, ACCOUNTING, AMOUNT DUE, AMOUNT OF DEBT, APR, AUCTION, BALANCE DUE, BANK ACCOUNT, BANKS, BORROWER, BUDGET CONSTRAINTS, BUDGETING, CAR LOANS, CASE OF NONPAYMENT, CASH ADVANCE, CASH BALANCE, CASH PAYMENT, CHAPTER 7, CLAIM, COLLATERAL, COLLECT DEBTS, COLLECTION AGENCY, COMPETITIVENESS, CONSUMERS, CREDIBILITY, CREDIT ARRANGEMENT, CREDIT CARD, CREDIT CARD DEBT, CREDIT CARDS, CREDIT HISTORY, CREDIT OBLIGATIONS, CREDIT PRODUCTS, CREDIT REPORTING, CREDITOR, CREDITORS, CREDITWORTHINESS, CURRENCY, CURRENT DEBT, CUSTOMER SERVICE, DEBIT CARD, DEBIT CARDS, DEBT, DEBT CATEGORIES, DEBT COLLECTOR, DEBT COLLECTORS, DEBT CONSOLIDATION, DEBT LEVEL, DEBT LEVELS, DEBT MANAGEMENT, DEBT OBLIGATIONS, DEBT PAYMENTS, DEBT PROBLEM, DEBT PROBLEMS, DEBT REDUCTION, DEBT REPAYMENT, DEBTS, DEPENDENT, DEPOSIT, DEVELOPING COUNTRIES, DISPOSABLE INCOME, DOWN PAYMENT, EDUCATION COSTS, EQUIPMENT, EXISTING CREDIT, EXISTING DEBT, EXPENDITURES, EXTENSION OF CREDIT, FINANCES, FINANCIAL RESOURCES, FORCED SALE, FORECLOSURE, FUTURE DEBT, GARNISHMENT, GRACE PERIOD, HOME COUNTRY, HOUSING, INSTRUMENT, INTEREST PAYMENTS, INTEREST RATE, INTEREST RATES, INVESTMENT INCOME, INVESTMENT STRATEGIES, LATE PAYMENT, LEGAL PROCESS, LENDER, LENDERS, LEVEL OF DEBT, LEVELS OF DEBT, LIEN, LINES OF CREDIT, LOAN AGREEMENT, LOAN DEFAULT, LOAN PAYMENT, LOAN PAYMENTS, LOAN REPAYMENT, LOCAL BANK, MAKING PAYMENTS, MEDICAL BILLS, MICRO- CREDIT, MOBILE PHONE, MONEY MANAGER, MONEY MANAGERS, MORTGAGE, MORTGAGE DEBT, MORTGAGES, NEW CREDIT, NONPAYMENT, OPPORTUNITY COST, OPPORTUNITY COSTS, ORIGINAL AMOUNT, ORIGINAL CREDITOR, PAYMENT HISTORY, PAYOFF, PENALTY, PERSONAL LOAN, PERSONAL LOANS, PORTFOLIO, POTENTIAL LENDER, POTENTIAL LENDERS, PSYCHOLOGICAL BARRIERS, PUBLIC AUCTION, REGULAR PAYMENT, REGULAR PAYMENTS, REPAYMENT SCHEDULE, REPOSSESSION, RETURN, SALARY, SAVINGS, SAVINGS ACCOUNT, SECURE PAYMENT, SKILL SHORTAGES, SMALL BUSINESS, STUDENT LOAN, STUDENT LOANS, SUSTAINABLE DEVELOPMENT, TAX, TAX LIEN, TOTAL DEBT, TRANSACTION, TRANSPORT, TYPE OF DEBT, TYPES OF DEBT, UNEMPLOYMENT, UNEMPLOYMENT RATES, UNSECURED DEBT, UNSECURED DEBTS, VALUABLE ASSET, VARIABLE RATE,
Online Access:	http://documents.worldbank.org/curated/en/2014/01/18806461/your-money-your-future-practical-money-management-guide-students-families https://hdl.handle.net/10986/17607
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