Microfinance Poverty Assessment Tool

Currently, no rigorous tool exists to measure the poverty level of microfinance institution (MFI) clients. In order to gain more transparency on the depth of poverty outreach, CGAP collaborated with the International Food Policy Research Institute (IFPRI) to design and test a simple, low-cost operational tool to measure the poverty level of MFI clients relative to nonclients. This tool is a companion piece to the CGAP Appraisal Format; donors should not use the poverty assessment tool without also conducting a larger institutional appraisal. The concept of poverty is complex and strongly influenced by local cultural and socioeconomic conditions. The poverty assessment approach presented in this manual supports a flexible definition of poverty that can be adapted to fit local perceptions and conditions of poverty. The tool is intended neither as a means to target new clients nor to assess the impact of microfinance services on the lives of existing clients. It may provide a useful means to verify-both for the donor and the MFI-the extent to which an existing strategy results in poor clients joining the MFI. The tool assesses the poverty levels of MFI clients compared to nonclients within the operational area of an MFI. Using available data or expert opinion, the tool also relates local poverty levels to poverty measured at larger regional and national levels.

Bibliographic Details

Main Authors:	Henry, Carla, Sharma, Manohar, Lapenu, Cecile, Zeller, Manfred
Language:	English en_US
Published:	Washington, DC: World Bank and CGAP 2003-09
Subjects:	MICROFINANCE APPRAISAL FORMATS, MICROFINANCE INSTITUTIONS, METHODOLOGY, POVERTY ASSESSMENT, INDICATOR ANALYSIS, POVERTY INDICATORS, RESEARCH & DEVELOPMENT, PERFORMANCE CRITERIA, HOUSEHOLD SURVEY DATA, SURVEY DATA, FAMILY STRUCTURE, FOOD CONSUMPTION PATTERNS, DWELLING, QUESTIONNAIRE BASED MONITORING & EVALUATION, TRAINING ACTIVITIES, IMPLEMENTATION PLANS, DATA MANAGEMENT, DATA PROCESSING DOCUMENTATION, HOUSEHOLD DATA, DATA ANALYSIS, PARTICIPATORY APPRAISALS, HUMAN DEVELOPMENT INDEXES ABSOLUTE POVERTY, ADAPTABILITY, ADAPTATION, AGED, ASSESSING POVERTY, AVERAGE POVERTY, BASIC NEEDS, BENEFICIARIES, CASE STUDIES, CASE STUDY, CGAP, CLIENT HOUSEHOLDS, COMPONENT ANALYSIS, DATA COLLECTION, DESCRIPTIVE STATISTICS, DEVELOPING COUNTRIES, DEVELOPMENT INSTITUTION, ECONOMIC COOPERATION, EXPENDITURE SURVEY, FIELD TESTING, FINANCIAL SERVICES, FINANCIAL SUSTAINABILITY, FOOD POLICY RESEARCH, HOUSEHOLD ASSETS, HOUSEHOLD EXPENDITURE SURVEYS, HOUSEHOLD LEVEL, HOUSEHOLD SCORES, HOUSEHOLD SURVEYS, HUMAN DEVELOPMENT, HUMAN RESOURCE MANAGEMENT, IMPLEMENTATION PLAN, INTERNATIONAL LABOUR, INTERVIEWER, LOCAL CONDITIONS, LOCAL LEVEL, MICROFINANCE CLIENTS, MICROFINANCE POVERTY ASSESSMENT TOOL, NATIONAL LEVEL, NATIONAL LEVELS, OPERATIONAL AREA, OPERATIONAL AREAS, OPERATIONAL TOOL, PARTICIPATORY METHODS, POOR CLIENTS, POVERTY ASSESSMENT APPROACH, POVERTY COMPARISONS, POVERTY FOCUS, POVERTY GROUP, POVERTY GROUPINGS, POVERTY GROUPS, POVERTY INDEX, POVERTY INDEX VARIABLE, POVERTY INDICATOR, POVERTY LEVEL, POVERTY LEVELS, PROGRAMS, RANDOM SAMPLING, RELATIVE IMPORTANCE, RELATIVE POVERTY, RESEARCH INSTITUTE, RESEARCH INSTITUTES, RURAL POOR, RURAL POVERTY, SAMPLE SIZE, SAMPLING FRAME, SCREENING, SECONDARY DATA, STATISTICAL ANALYSIS, STATISTICAL DATA, SURVEY QUESTIONNAIRE, TARGETING, TARGETING TOOLS, TIME FRAME, TRAINING SCHEDULE, TRANSPARENCY, Consultative Group to Assist the Poor,
Online Access:	http://documents.worldbank.org/curated/en/2003/10/2857591/microfinance-poverty-assessment-tool https://hdl.handle.net/10986/15065
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