The Right to Borrow : Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses
Many laws and regulations in developing countries drive small businesspeople out of the formal banking sector and into the hands of high-cost and sometimes unscrupulous moneylenders in the informal sector. The author looks at these barriers to credit for small farmers and firms and suggests solutions.
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| Main Author: | |
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| Language: | English |
| Published: |
World Bank, Washington, DC
1995-04
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| Subjects: | SMALL FARMS, SMALL ENTERPRISES, CREDIT, REGULATIONS, INFORMAL SECTOR, CREDITWORTHINESS, LOAN COLLATERAL ACCESS TO CREDIT, BANK LENDING, BANK OFFICERS, BANK REGULATION, BANKING SECTOR, BORROWER, COMMERCIAL PAPER, CREDIT BUREAUS, CREDIT LINES, CREDIT PROGRAMS, CREDITOR, CREDITORS, CROWDING OUT, DEBT, DEBTORS, DEBTS, DEFAULTS, FARMS, FIXED COSTS, INCOME, INFLATION, INTEREST CHARGES, INTEREST RATES, INVENTORIES, INVENTORY, LAWS, LEGAL FRAMEWORK, LEGAL PROVISIONS, LENDER, LENDERS, LENDING BEHAVIOR, LENDING INSTRUMENTS, LOAN, REFINANCE, SAVINGS, SMALL LOANS, TRANSPORT, USURY, USURY LAWS, VENDORS, |
| Online Access: | http://documents.worldbank.org/curated/en/1995/04/441473/right-borrow-legal-regulatory-barriers-limit-access-credit-small-farms-businesses https://hdl.handle.net/10986/11673 |
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