ACCOUNTANT ACCOUNTING ACCOUNTING STANDARD ACCOUNTING STANDARDS ADVERSE EFFECTS ALTERNATIVE INVESTMENTS ASSET BASE ASSET CLASS ASSET CLASSES ASSET MANAGEMENT ASSET-BACKED SECURITY AUDIT COMMITTEE BALANCE SHEETS BANK MANAGEMENT BANK OPERATIONS BOND BOND ISSUE BROAD MONEY BUDGET DEFICIT CAPITAL INVESTMENT CAPITAL MARKET CAPITAL MARKETS CENTRAL BANK CENTRAL BANKS CHECKS COMMERCIAL INVESTMENT COMMODITIES COMMODITY COMMON STOCK CONFLICT OF INTEREST