AUSTRIAN NATIONAL BANK BALANCE SHEET BALANCE SHEETS BANK REGULATION BANKING SECTOR CENTRAL BANK CENTRAL BANKS DEPOSIT DOMESTIC BANKS FINANCIAL MARKETS FINANCIAL SECTOR FINANCIAL SYSTEM INTEREST RATE INTERNATIONAL BANK INTERNATIONAL BANKS LOAN MARKET ECONOMIES REGULATORY FRAMEWORK SOLVENCY SUBSIDIARIES SURCHARGES ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCOUNTING ACCOUNTING FRAMEWORK ACCOUNTING FRAMEWORKS ACCOUNTING PERIOD ACCOUNTING PRINCIPLES ACCOUNTING RULES