ACCOUNTING AUTOMATIC TELLER AVERAGE REMITTANCE BACKED SECURITIES BALANCE OF PAYMENTS BALANCE OF PAYMENTS STATISTICS BANK ACCOUNTS BONDS CENTRAL BANKS CITIZENSHIP COMMERCIAL BANKS COMPENSATION OF EMPLOYEES COUNTRIES OF ORIGIN CREDITWORTHINESS CURRENT POPULATION DATA ON REMITTANCES DEPOSITS DEVELOPING COUNTRIES DIASPORA DISCLOSURE REQUIREMENTS DISCRIMINATION ECONOMIC CONDITIONS ECONOMIC GROWTH EMERGING MARKETS EXCHANGE RATE EXCHANGE RATE MOVEMENTS EXTERNAL DEBT FINANCIAL CRISIS FINANCIAL SERVICES GLOBAL DEVELOPMENT