From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America
This is the second of two articles that draw on the results of recent studies of the links between financial services and low income communities in Latin America. While the focus remains on the nature and inherent costs of financial exclusion for the unbanked -- those without basic deposit and transaction accounts, this article focuses on access to credit and on some of the efforts that have been made to increase the availability of credit services to the urban poor. It closes by describing ways in which World Bank projects could support increased private sector lending for community development, including housing, home improvement, and basic physical and social infrastructure as well as micro and small business lending.
Main Authors: | , , , |
---|---|
Language: | English |
Published: |
World Bank, Washington, DC
2006-11
|
Subjects: | ASYMMETRIC INFORMATION, BANK OFFICERS, BORROWING, COMMERCIAL BANKS, COMMERCIAL CREDIT, CREDIT GUARANTEES, CREDIT UNIONS, DEPOSITS, DISCLOSURE, ENABLING ENVIRONMENT, FINANCIAL INSTITUTIONS, FINANCIAL RISKS, FINANCIAL SERVICES, FINANCING MECHANISM, HOUSES, HOUSING, HOUSING CONSTRUCTION, HOUSING FINANCE, INCOME, INSURANCE, INTEREST RATES, LIQUIDITY, LOAN MATURITY, MICROFINANCE, MONEY LENDERS, MORTGAGE, MORTGAGE LOAN, MUNICIPALITIES, PAYMENT SYSTEMS, PRIVATE BANKS, PUBLIC POLICY, RETURN ON EQUITY, SAVINGS, SAVINGS ACCOUNTS, |
Online Access: | http://documents.worldbank.org/curated/en/2006/11/7411812/financial-exclusion-inclusion-increasing-availability-credit-urban-poor-latin-america https://hdl.handle.net/10986/10305 |
Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
id |
dig-okr-1098610305 |
---|---|
record_format |
koha |
spelling |
dig-okr-10986103052024-08-08T17:01:41Z From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America De la exclusion a la inclusion financiera : Necesidad de mejorar la disponibilidad de credito para los pobres en las zonas urbanas de America Latina Gwinner, William Britt Goldberg, Michael J. Solo, Tova Maria Didoni, Alberto ASYMMETRIC INFORMATION BANK OFFICERS BORROWING COMMERCIAL BANKS COMMERCIAL CREDIT CREDIT GUARANTEES CREDIT UNIONS DEPOSITS DISCLOSURE ENABLING ENVIRONMENT FINANCIAL INSTITUTIONS FINANCIAL RISKS FINANCIAL SERVICES FINANCING MECHANISM HOUSES HOUSING HOUSING CONSTRUCTION HOUSING FINANCE INCOME INSURANCE INTEREST RATES LIQUIDITY LOAN MATURITY MICROFINANCE MONEY LENDERS MORTGAGE MORTGAGE LOAN MUNICIPALITIES PAYMENT SYSTEMS PRIVATE BANKS PUBLIC POLICY RETURN ON EQUITY SAVINGS SAVINGS ACCOUNTS This is the second of two articles that draw on the results of recent studies of the links between financial services and low income communities in Latin America. While the focus remains on the nature and inherent costs of financial exclusion for the unbanked -- those without basic deposit and transaction accounts, this article focuses on access to credit and on some of the efforts that have been made to increase the availability of credit services to the urban poor. It closes by describing ways in which World Bank projects could support increased private sector lending for community development, including housing, home improvement, and basic physical and social infrastructure as well as micro and small business lending. 2012-08-13T11:07:03Z 2012-08-13T11:07:03Z 2006-11 http://documents.worldbank.org/curated/en/2006/11/7411812/financial-exclusion-inclusion-increasing-availability-credit-urban-poor-latin-america https://hdl.handle.net/10986/10305 English en breve; No. 98 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank application/pdf text/plain World Bank, Washington, DC |
institution |
Banco Mundial |
collection |
DSpace |
country |
Estados Unidos |
countrycode |
US |
component |
Bibliográfico |
access |
En linea |
databasecode |
dig-okr |
tag |
biblioteca |
region |
America del Norte |
libraryname |
Biblioteca del Banco Mundial |
language |
English |
topic |
ASYMMETRIC INFORMATION BANK OFFICERS BORROWING COMMERCIAL BANKS COMMERCIAL CREDIT CREDIT GUARANTEES CREDIT UNIONS DEPOSITS DISCLOSURE ENABLING ENVIRONMENT FINANCIAL INSTITUTIONS FINANCIAL RISKS FINANCIAL SERVICES FINANCING MECHANISM HOUSES HOUSING HOUSING CONSTRUCTION HOUSING FINANCE INCOME INSURANCE INTEREST RATES LIQUIDITY LOAN MATURITY MICROFINANCE MONEY LENDERS MORTGAGE MORTGAGE LOAN MUNICIPALITIES PAYMENT SYSTEMS PRIVATE BANKS PUBLIC POLICY RETURN ON EQUITY SAVINGS SAVINGS ACCOUNTS ASYMMETRIC INFORMATION BANK OFFICERS BORROWING COMMERCIAL BANKS COMMERCIAL CREDIT CREDIT GUARANTEES CREDIT UNIONS DEPOSITS DISCLOSURE ENABLING ENVIRONMENT FINANCIAL INSTITUTIONS FINANCIAL RISKS FINANCIAL SERVICES FINANCING MECHANISM HOUSES HOUSING HOUSING CONSTRUCTION HOUSING FINANCE INCOME INSURANCE INTEREST RATES LIQUIDITY LOAN MATURITY MICROFINANCE MONEY LENDERS MORTGAGE MORTGAGE LOAN MUNICIPALITIES PAYMENT SYSTEMS PRIVATE BANKS PUBLIC POLICY RETURN ON EQUITY SAVINGS SAVINGS ACCOUNTS |
spellingShingle |
ASYMMETRIC INFORMATION BANK OFFICERS BORROWING COMMERCIAL BANKS COMMERCIAL CREDIT CREDIT GUARANTEES CREDIT UNIONS DEPOSITS DISCLOSURE ENABLING ENVIRONMENT FINANCIAL INSTITUTIONS FINANCIAL RISKS FINANCIAL SERVICES FINANCING MECHANISM HOUSES HOUSING HOUSING CONSTRUCTION HOUSING FINANCE INCOME INSURANCE INTEREST RATES LIQUIDITY LOAN MATURITY MICROFINANCE MONEY LENDERS MORTGAGE MORTGAGE LOAN MUNICIPALITIES PAYMENT SYSTEMS PRIVATE BANKS PUBLIC POLICY RETURN ON EQUITY SAVINGS SAVINGS ACCOUNTS ASYMMETRIC INFORMATION BANK OFFICERS BORROWING COMMERCIAL BANKS COMMERCIAL CREDIT CREDIT GUARANTEES CREDIT UNIONS DEPOSITS DISCLOSURE ENABLING ENVIRONMENT FINANCIAL INSTITUTIONS FINANCIAL RISKS FINANCIAL SERVICES FINANCING MECHANISM HOUSES HOUSING HOUSING CONSTRUCTION HOUSING FINANCE INCOME INSURANCE INTEREST RATES LIQUIDITY LOAN MATURITY MICROFINANCE MONEY LENDERS MORTGAGE MORTGAGE LOAN MUNICIPALITIES PAYMENT SYSTEMS PRIVATE BANKS PUBLIC POLICY RETURN ON EQUITY SAVINGS SAVINGS ACCOUNTS Gwinner, William Britt Goldberg, Michael J. Solo, Tova Maria Didoni, Alberto From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
description |
This is the second of two articles that
draw on the results of recent studies of the links between
financial services and low income communities in Latin
America. While the focus remains on the nature and inherent
costs of financial exclusion for the unbanked -- those
without basic deposit and transaction accounts, this article
focuses on access to credit and on some of the efforts that
have been made to increase the availability of credit
services to the urban poor. It closes by describing ways in
which World Bank projects could support increased private
sector lending for community development, including housing,
home improvement, and basic physical and social
infrastructure as well as micro and small business lending. |
topic_facet |
ASYMMETRIC INFORMATION BANK OFFICERS BORROWING COMMERCIAL BANKS COMMERCIAL CREDIT CREDIT GUARANTEES CREDIT UNIONS DEPOSITS DISCLOSURE ENABLING ENVIRONMENT FINANCIAL INSTITUTIONS FINANCIAL RISKS FINANCIAL SERVICES FINANCING MECHANISM HOUSES HOUSING HOUSING CONSTRUCTION HOUSING FINANCE INCOME INSURANCE INTEREST RATES LIQUIDITY LOAN MATURITY MICROFINANCE MONEY LENDERS MORTGAGE MORTGAGE LOAN MUNICIPALITIES PAYMENT SYSTEMS PRIVATE BANKS PUBLIC POLICY RETURN ON EQUITY SAVINGS SAVINGS ACCOUNTS |
author |
Gwinner, William Britt Goldberg, Michael J. Solo, Tova Maria Didoni, Alberto |
author_facet |
Gwinner, William Britt Goldberg, Michael J. Solo, Tova Maria Didoni, Alberto |
author_sort |
Gwinner, William Britt |
title |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
title_short |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
title_full |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
title_fullStr |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
title_full_unstemmed |
From Financial Exclusion to Inclusion : Increasing the Availability of Credit to the Urban Poor in Latin America |
title_sort |
from financial exclusion to inclusion : increasing the availability of credit to the urban poor in latin america |
publisher |
World Bank, Washington, DC |
publishDate |
2006-11 |
url |
http://documents.worldbank.org/curated/en/2006/11/7411812/financial-exclusion-inclusion-increasing-availability-credit-urban-poor-latin-america https://hdl.handle.net/10986/10305 |
work_keys_str_mv |
AT gwinnerwilliambritt fromfinancialexclusiontoinclusionincreasingtheavailabilityofcredittotheurbanpoorinlatinamerica AT goldbergmichaelj fromfinancialexclusiontoinclusionincreasingtheavailabilityofcredittotheurbanpoorinlatinamerica AT solotovamaria fromfinancialexclusiontoinclusionincreasingtheavailabilityofcredittotheurbanpoorinlatinamerica AT didonialberto fromfinancialexclusiontoinclusionincreasingtheavailabilityofcredittotheurbanpoorinlatinamerica AT gwinnerwilliambritt delaexclusionalainclusionfinancieranecesidaddemejorarladisponibilidaddecreditoparalospobresenlaszonasurbanasdeamericalatina AT goldbergmichaelj delaexclusionalainclusionfinancieranecesidaddemejorarladisponibilidaddecreditoparalospobresenlaszonasurbanasdeamericalatina AT solotovamaria delaexclusionalainclusionfinancieranecesidaddemejorarladisponibilidaddecreditoparalospobresenlaszonasurbanasdeamericalatina AT didonialberto delaexclusionalainclusionfinancieranecesidaddemejorarladisponibilidaddecreditoparalospobresenlaszonasurbanasdeamericalatina |
_version_ |
1807155233676066816 |