INSURANCE TRANSPARENCY 50 INTERNATIONAL FINANCE 47 TRANSACTION 44 COLLATERAL 42 DEPOSIT 41 ELECTRICITY 41 PRIVATE SECTOR 41 SECURITIES 41 SHAREHOLDER 41 BORROWER 40 TURNOVER 40 BANKRUPTCY 39 COMPETITIVENESS 39 DISTRIBUTION NETWORK 39 CREDIT HISTORY 38 FINANCIAL INSTITUTION 38 FINANCIAL RESOURCES 38 LEGAL RIGHTS 38 LENDER 38 MORTGAGE 38 PRIVATE CREDIT 38 REGULATORY ENVIRONMENT 38 TAX 38 TRADING 38 USES 38 BUSINESS REGULATION 37 BUSINESSES 37 CAPITAL GAINS 37 COMPLIANCE COSTS 37