Is There a Business Case for Small Savers?

For most of its history, microfinance has focused on credit. Savings, which are very important in helping poor people start a business, mitigate risks, and maintain at least a minimum level of consumption, has traditionally played a secondary role. In recent years, Microfinance Institutions (MFIs) have increasingly recognized the importance of savings and introduced savings products. Now, faced with growing competition, many MFIs are rethinking whether they can continue to provide the level of cross-subsidies they believe is required to serve the low end of the savings market, namely, the small savers.

Bibliographic Details

Main Authors:	Westley, Glenn D., Palomas, Xavier Martín
Format:	Brief biblioteca
Language:	English
Published:	Washington, DC: World Bank 2011-01
Subjects:	ACCOUNTING, BORROWING, BUSINESS CASE, CGAP, DEPOSIT, EQUIPMENT, FEE INCOME, FIXED COSTS, INTEREST RATES, LIFE INSURANCE, LIFE INSURANCE PRODUCTS, LOAN, LOAN BALANCE, LOAN RATES, MARGINAL COST, MARGINAL COSTS, MFI, MICROFINANCE, MICROFINANCE INSTITUTIONS, PROFITABILITY, PROFITABILITY ANALYSIS, SAVINGS, SAVINGS ACCOUNT, SAVINGS ACCOUNTS, SMALL BORROWERS, SMALL SAVER, SMALL SAVERS, SMALL-SAVER DEPOSIT, SUSTAINABILITY, WITHDRAWAL,
Online Access:	http://documents.worldbank.org/curated/en/2011/01/14721185/business-case-small-savers http://hdl.handle.net/10986/9457
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