Risk Analysis for Islamic Banks

Iqbal, Zamir; Van Greuning, Hennie

Risk Analysis for Islamic Banks

This publication provides a comprehensive overview of topics related to the assessment, analysis, and management of various types of risks in the field of Islamic banking. It is an attempt to provide a high-level framework (aimed at non-specialist executives) attuned to the current realities of changing economies and Islamic financial markets. The Islamic financial system is not limited to banking; it also covers capital formation, capital markets, and all types of financial intermediation and risk transfer. Islamic finance was practiced predominantly in the Muslim world throughout the middle ages, fostering trade and business activities with the development of credit. The growth of Islamic finance coincided with the current account surpluses of oil-exporting Islamic countries. The Middle East saw a mushrooming of small commercial banks competing for surplus funds. The Islamic Republics of Iran, Pakistan, and Sudan announced their intention to make their financial systems compliant with Shariah.

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Bibliographic Details
Main Authors:	Iqbal, Zamir, Van Greuning, Hennie
Language:	English en_US
Published:	Washington, DC: World Bank 2008
Subjects:	ACCOUNT HOLDERS, ACCOUNTANT, ACCOUNTING, ACCOUNTING STANDARDS, AMORTIZATION, ARBITRATION, ASSET CLASSIFICATION, ASSET PORTFOLIO, ASSET QUALITY, ASSET-LIABILITY MANAGEMENT, ASYMMETRIC INFORMATION, AUDIT COMMITTEE, AUDIT COMMITTEES, BALANCE SHEET, BANK ASSETS, BANK BALANCE SHEET, BANK SUPERVISION, BANKING ASSETS, BANKING CORPORATION, BANKING INSTITUTIONS, BANKING PRACTICE, BANKING SYSTEM, BANKING SYSTEMS, BANKRUPTCY, BANKRUPTCY PROCEDURES, BROKERAGE, CAPITAL ACCOUNTS, CAPITAL ADEQUACY, CAPITAL FORMATION, CAPITAL INVESTMENT, CAPITAL MARKETS, CAPITAL REQUIREMENTS, CASH BALANCES, CASH FLOW, CASH FLOWS, CASH RESERVE, CENTRAL BANK, CHECK CLEARING, COLLATERAL, COMMERCIAL BANK, COMMERCIAL BANKING, COMMERCIAL BANKS, CONFLICT OF INTEREST, CONTRACTUAL OBLIGATIONS, CONVENTIONAL BANKING, CONVENTIONAL FINANCE, CONVENTIONAL FINANCIAL MARKETS, CORPORATE GOVERNANCE, CREDIBILITY, CREDIT CULTURE, CREDIT RISK, CREDITORS, CURRENT ACCOUNT SURPLUSES, CUSTODY, DEBT, DEBT CONTRACT, DEBT CONTRACTS, DEBT SECURITY, DEBTOR, DEGREES OF RISK, DEPOSIT, DEPOSITORS, DEPOSITS, DERIVATIVE, DERIVATIVE INSTRUMENTS, DEVELOPMENT BANK, DISCLOSURE OF INFORMATION, DUE DILIGENCE, ECONOMIC DEVELOPMENT, ELECTRONIC FUNDS, EQUITIES, EQUITY CAPITAL, EQUITY FUNDS, EQUITY INVESTMENT, EXPENDITURES, FIDUCIARY RESPONSIBILITY, FINANCIAL ASSETS, FINANCIAL CAPITAL, FINANCIAL CRISES, FINANCIAL FLOWS, FINANCIAL PERFORMANCE, FINANCIAL RISK, FINANCIAL RISKS, FINANCIAL STABILITY, FINANCIAL STATEMENT, FINANCIAL STATEMENTS, FINANCING REQUIREMENTS, FIXED INTEREST, FIXED INTEREST RATE, FRAUD, FUND MANAGEMENT, GLOBAL FINANCE, GLOBAL MARKETS, GOVERNANCE ISSUES, HOLDING, IMPLICIT GUARANTEES, INFORMATIONAL ASYMMETRY, INFRASTRUCTURE FINANCING, INSURANCE, INSURANCE COMPANIES, INTANGIBLE, INTEREST RATES, INTERNATIONAL BANK, INTERNATIONAL FINANCE, INTERNATIONAL FINANCIAL MARKETS, INVENTORY, INVESTING, INVESTMENT ASSETS, INVESTMENT BANK, INVESTMENT BANKING, INVESTMENT BANKS, INVESTMENT FUNDS, INVESTMENT OPPORTUNITIES, INVESTMENT RISK, ISLAMIC BANK, ISLAMIC BANKING, ISLAMIC BANKS, ISLAMIC BONDS, ISLAMIC CAPITAL, ISLAMIC CAPITAL MARKETS, ISLAMIC ECONOMICS, ISLAMIC FINANCE, ISLAMIC FINANCIAL INDUSTRY, ISLAMIC FINANCIAL INSTITUTION, ISLAMIC FINANCIAL INSTITUTIONS, ISLAMIC FINANCIAL INSTRUMENTS, ISLAMIC FINANCIAL MARKET, ISLAMIC FINANCIAL MARKETS, ISLAMIC FINANCIAL SERVICES, ISLAMIC FINANCIAL SYSTEM, ISLAMIC FINANCIAL SYSTEMS, ISLAMIC FUNDS, ISLAMIC INSURANCE, ISLAMIC INVESTMENT, ISLAMIC LAW, ISLAMIC MORTGAGE, ISLAMIC MORTGAGES, ISLAMIC SCHOLARS, ISSUANCE, LEASE AGREEMENT, LENDER, LENDER OF LAST RESORT, LENDERS, LETTERS OF CREDIT, LIABILITY, LIABILITY SIDE, LIABILITY SIDES, LIMITED PARTNERSHIP, LIQUIDITY, LIQUIDITY RISK, LOAN, LOAN PRODUCTS, LOANABLE FUNDS, LONG-TERM CAPITAL, LONG-TERM INVESTMENTS, MARKET DISCIPLINE, MARKET INDEX, MARKET MAKERS, MARKET RISK, MARKET RISKS, MARKET-MAKING, MARKETABLE SECURITIES, MATURITIES, MATURITY, MATURITY MISMATCH, MIDDLEMEN, MODERN FINANCIAL SYSTEM, MONETARY FUND, MONETARY POLICY, MORAL HAZARD, MORTGAGE, MORTGAGES, MUTUAL FUNDS, PAR VALUE, PAYMENT OF INTEREST, PAYMENT SYSTEM, PRIVATE EQUITY, PROFIT MARGIN, PROMISSORY NOTES, PROPERTY RIGHTS, RATE OF RETURN, REGULATORY FRAMEWORK, REGULATORY STANDARDS, REINVESTMENT, RESERVE, RESERVE REQUIREMENT, RESERVES, RETURN, RETURN ON ASSETS, RETURNS, RIBA, RISK EXPOSURE, RISK EXPOSURES, RISK MANAGEMENT, RISK MEASUREMENT, RISK PROFILE, RISK SHARING, SAVINGS BANKS, SELF-REGULATORY AGENCY, SETTLEMENT, SHAREHOLDERS, SHORT-TERM ASSETS, SHORT-TERM DEPOSITS, SOVEREIGN ENTITIES, STATE BANK, STOCKS, SUKUK, SUPERVISORY AUTHORITIES, SUPERVISORY BOARD, SUPERVISORY BOARDS, TANGIBLE ASSET, TANGIBLE ASSETS, TRADE FINANCE, TRADE FINANCING, TRADING, TRANSACTION, TRANSFER RISKS, TRANSPARENCY, TREASURY, TURNOVER, UNIVERSAL BANK, VALUE OF ASSETS,
Online Access:	http://documents.worldbank.org/curated/en/2008/01/9012324/risk-analysis-islamic-banks https://hdl.handle.net/10986/6923
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