Bank Regulations Are Changing : For Better or Worse?

This paper presents new and official survey information on bank regulations in 142 countries and makes comparisons with two earlier surveys. The data do not suggest that countries have primarily reformed their bank regulations for the better over the last decade. Following Basel guidelines many countries strengthened capital regulations and official supervisory agencies, but existing evidence suggests that these reforms will not improve bank stability or efficiency. While some countries have empowered private monitoring of banks, consistent with the third pillar of Basel II, there are many exceptions and reversals along this dimension.

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Bibliographic Details
Main Authors: Barth, James R., Caprio, Gerard, Jr., Levine, Ross
Language:English
Published: World Bank, Washington, DC 2008-06
Subjects:ACCESS TO FINANCIAL SERVICES, ADVERSE EFFECTS, ALLOCATION OF CAPITAL, AMOUNT OF CAPITAL, AUDITING, BALANCE SHEET, BANK ACTIVITIES, BANK ACTIVITY, BANK BORROWERS, BANK CREDIT, BANK CREDITORS, BANK ENTRY, BANK EQUITY, BANK LENDING, BANK LOAN, BANK LOANS, BANK OFFICIALS, BANK REGULATION, BANK REGULATIONS, BANK RISK, BANK SUPERVISION, BANK SUPERVISORS, BANK VALUATION, BANKING CRISES, BANKING CRISIS, BANKING REGULATION, BANKING SECTOR, BANKING SYSTEM, BANKING SYSTEM DEVELOPMENT, BANKING SYSTEMS, BANKS, BARRIER, BRIBE, BUSINESS ENVIRONMENT, CAPITAL ACCORD, CAPITAL ACCOUNT, CAPITAL ACCOUNT LIBERALIZATION, CAPITAL ACCOUNT TRANSACTIONS, CAPITAL REGULATION, CAPITAL REQUIREMENTS, CAPITALIZATION, CD, COMMERCIAL BANK, COMMERCIAL BANKING, CORPORATE GOVERNANCE, CORRUPTION, CREDIT ALLOCATION, CREDIT MARKETS, CREDITORS, CREDITWORTHINESS, CRISIS COUNTRIES, CROATIAN NATIONAL BANK, DEPOSIT, DEPOSIT INSURANCE, DEPOSITOR, DEPOSITORS, DEVELOPING COUNTRIES, DEVELOPING COUNTRY, DISCLOSURE REQUIREMENTS, DIVERSIFICATION, DIVIDENDS, DOMESTIC BANK, DUMMY VARIABLE, EARNING ASSETS, ECONOMIC GROWTH, EMERGING MARKET, EMERGING MARKET ECONOMIES, EMPOWERMENT, ENDOWMENTS, ENTRY REQUIREMENTS, EXPORTER, EXTERNAL AUDITORS, FEE INCOME, FINANCIAL CONGLOMERATES, FINANCIAL ECONOMISTS, FINANCIAL INFORMATION, FINANCIAL INSTITUTIONS, FINANCIAL INTERMEDIATION, FINANCIAL POLICY, FINANCIAL SECTOR, FINANCIAL SECTOR ASSESSMENT, FINANCIAL SECTOR DEVELOPMENT, FINANCIAL SERVICES, FINANCIAL SYSTEM, FINANCIAL SYSTEMS, FIRM GROWTH, FLOW OF CREDIT, FOREIGN BANKS, FOREIGN CAPITAL, FOREIGN ENTRY, FOREIGN FIRM, FRAUD, GOVERNMENT POLICY, GOVERNMENT SECURITIES, INCOME FLOWS, INCOME STREAMS, INEQUALITY, INFLATION, INFLATION RATE, INSTITUTIONAL ENVIRONMENT, INSURANCE, INTEREST INCOME, INTEREST RATE, INTEREST RATE SPREADS, INTERNATIONAL BANK, INTERNATIONAL ECONOMICS, INTERNATIONAL RATING AGENCIES, INVESTING, INVESTMENT BANKING, LAWS, LEGAL SYSTEMS, LIQUIDITY, LOAN, MACROECONOMIC INSTABILITY, MARKET FAILURES, MARKET PARTICIPANTS, MARKET SHARE, MARKET STRUCTURE, MONETARY FUND, MORAL HAZARD, NET INTEREST MARGIN, NON-PERFORMING LOAN, OVERHEAD COSTS, OWNERSHIP RIGHTS, PARTICULAR COUNTRIES, PARTICULAR COUNTRY, POSITIVE COEFFICIENT, PRIVATE INVESTORS, PROBABILITY, RATING AGENCIES, REAL ESTATE, REGULATOR, REGULATORY AGENCY, REGULATORY CAPITAL, REGULATORY ENVIRONMENT, REGULATORY FRAMEWORK, REGULATORY IMPEDIMENTS, REGULATORY POLICIES, REGULATORY REQUIREMENTS, REGULATORY RESTRICTIONS, REGULATORY SYSTEM, RESEARCH ASSISTANCE, RESUME, RETURN, RISK MANAGEMENT, RISK TAKING, SALES, SAVINGS, SECURITIES, SECURITIES MARKET, SECURITIES MARKETS, SENIOR, SHAREHOLDER, SHAREHOLDER RIGHTS, SHAREHOLDERS, SOCIAL WELFARE, SOURCE OF FUNDS, SOURCES OF FUNDS, SUBORDINATED DEBT, SUPERVISORY AGENCIES, SUPERVISORY AGENCY, SUPERVISORY AUTHORITY, SUPERVISORY POWER, SUPERVISORY POWERS, TRINIDAD AND TOBAGO, VALUABLE, VALUATION,
Online Access:http://documents.worldbank.org/curated/en/2008/06/9554404/bank-regulations-changing-better-or-worse
https://hdl.handle.net/10986/6664
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spelling dig-okr-1098666642024-08-08T16:41:09Z Bank Regulations Are Changing : For Better or Worse? Barth, James R. Caprio, Gerard, Jr. Levine, Ross ACCESS TO FINANCIAL SERVICES ADVERSE EFFECTS ALLOCATION OF CAPITAL AMOUNT OF CAPITAL AUDITING BALANCE SHEET BANK ACTIVITIES BANK ACTIVITY BANK BORROWERS BANK CREDIT BANK CREDITORS BANK ENTRY BANK EQUITY BANK LENDING BANK LOAN BANK LOANS BANK OFFICIALS BANK REGULATION BANK REGULATIONS BANK RISK BANK SUPERVISION BANK SUPERVISORS BANK VALUATION BANKING CRISES BANKING CRISIS BANKING REGULATION BANKING SECTOR BANKING SYSTEM BANKING SYSTEM DEVELOPMENT BANKING SYSTEMS BANKS BARRIER BRIBE BUSINESS ENVIRONMENT CAPITAL ACCORD CAPITAL ACCOUNT CAPITAL ACCOUNT LIBERALIZATION CAPITAL ACCOUNT TRANSACTIONS CAPITAL REGULATION CAPITAL REQUIREMENTS CAPITALIZATION CD COMMERCIAL BANK COMMERCIAL BANKING CORPORATE GOVERNANCE CORRUPTION CREDIT ALLOCATION CREDIT MARKETS CREDITORS CREDITWORTHINESS CRISIS COUNTRIES CROATIAN NATIONAL BANK DEPOSIT DEPOSIT INSURANCE DEPOSITOR DEPOSITORS DEVELOPING COUNTRIES DEVELOPING COUNTRY DISCLOSURE REQUIREMENTS DIVERSIFICATION DIVIDENDS DOMESTIC BANK DUMMY VARIABLE EARNING ASSETS ECONOMIC GROWTH EMERGING MARKET EMERGING MARKET ECONOMIES EMPOWERMENT ENDOWMENTS ENTRY REQUIREMENTS EXPORTER EXTERNAL AUDITORS FEE INCOME FINANCIAL CONGLOMERATES FINANCIAL ECONOMISTS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIATION FINANCIAL POLICY FINANCIAL SECTOR FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SERVICES FINANCIAL SYSTEM FINANCIAL SYSTEMS FIRM GROWTH FLOW OF CREDIT FOREIGN BANKS FOREIGN CAPITAL FOREIGN ENTRY FOREIGN FIRM FRAUD GOVERNMENT POLICY GOVERNMENT SECURITIES INCOME FLOWS INCOME STREAMS INEQUALITY INFLATION INFLATION RATE INSTITUTIONAL ENVIRONMENT INSURANCE INTEREST INCOME INTEREST RATE INTEREST RATE SPREADS INTERNATIONAL BANK INTERNATIONAL ECONOMICS INTERNATIONAL RATING AGENCIES INVESTING INVESTMENT BANKING LAWS LEGAL SYSTEMS LIQUIDITY LOAN MACROECONOMIC INSTABILITY MARKET FAILURES MARKET PARTICIPANTS MARKET SHARE MARKET STRUCTURE MONETARY FUND MORAL HAZARD NET INTEREST MARGIN NON-PERFORMING LOAN OVERHEAD COSTS OWNERSHIP RIGHTS PARTICULAR COUNTRIES PARTICULAR COUNTRY POSITIVE COEFFICIENT PRIVATE INVESTORS PROBABILITY RATING AGENCIES REAL ESTATE REGULATOR REGULATORY AGENCY REGULATORY CAPITAL REGULATORY ENVIRONMENT REGULATORY FRAMEWORK REGULATORY IMPEDIMENTS REGULATORY POLICIES REGULATORY REQUIREMENTS REGULATORY RESTRICTIONS REGULATORY SYSTEM RESEARCH ASSISTANCE RESUME RETURN RISK MANAGEMENT RISK TAKING SALES SAVINGS SECURITIES SECURITIES MARKET SECURITIES MARKETS SENIOR SHAREHOLDER SHAREHOLDER RIGHTS SHAREHOLDERS SOCIAL WELFARE SOURCE OF FUNDS SOURCES OF FUNDS SUBORDINATED DEBT SUPERVISORY AGENCIES SUPERVISORY AGENCY SUPERVISORY AUTHORITY SUPERVISORY POWER SUPERVISORY POWERS TRINIDAD AND TOBAGO VALUABLE VALUATION This paper presents new and official survey information on bank regulations in 142 countries and makes comparisons with two earlier surveys. The data do not suggest that countries have primarily reformed their bank regulations for the better over the last decade. Following Basel guidelines many countries strengthened capital regulations and official supervisory agencies, but existing evidence suggests that these reforms will not improve bank stability or efficiency. While some countries have empowered private monitoring of banks, consistent with the third pillar of Basel II, there are many exceptions and reversals along this dimension. 2012-05-30T17:34:00Z 2012-05-30T17:34:00Z 2008-06 http://documents.worldbank.org/curated/en/2008/06/9554404/bank-regulations-changing-better-or-worse https://hdl.handle.net/10986/6664 English Policy Research Working Paper No. 4646 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank application/pdf text/plain World Bank, Washington, DC
institution Banco Mundial
collection DSpace
country Estados Unidos
countrycode US
component Bibliográfico
access En linea
databasecode dig-okr
tag biblioteca
region America del Norte
libraryname Biblioteca del Banco Mundial
language English
topic ACCESS TO FINANCIAL SERVICES
ADVERSE EFFECTS
ALLOCATION OF CAPITAL
AMOUNT OF CAPITAL
AUDITING
BALANCE SHEET
BANK ACTIVITIES
BANK ACTIVITY
BANK BORROWERS
BANK CREDIT
BANK CREDITORS
BANK ENTRY
BANK EQUITY
BANK LENDING
BANK LOAN
BANK LOANS
BANK OFFICIALS
BANK REGULATION
BANK REGULATIONS
BANK RISK
BANK SUPERVISION
BANK SUPERVISORS
BANK VALUATION
BANKING CRISES
BANKING CRISIS
BANKING REGULATION
BANKING SECTOR
BANKING SYSTEM
BANKING SYSTEM DEVELOPMENT
BANKING SYSTEMS
BANKS
BARRIER
BRIBE
BUSINESS ENVIRONMENT
CAPITAL ACCORD
CAPITAL ACCOUNT
CAPITAL ACCOUNT LIBERALIZATION
CAPITAL ACCOUNT TRANSACTIONS
CAPITAL REGULATION
CAPITAL REQUIREMENTS
CAPITALIZATION
CD
COMMERCIAL BANK
COMMERCIAL BANKING
CORPORATE GOVERNANCE
CORRUPTION
CREDIT ALLOCATION
CREDIT MARKETS
CREDITORS
CREDITWORTHINESS
CRISIS COUNTRIES
CROATIAN NATIONAL BANK
DEPOSIT
DEPOSIT INSURANCE
DEPOSITOR
DEPOSITORS
DEVELOPING COUNTRIES
DEVELOPING COUNTRY
DISCLOSURE REQUIREMENTS
DIVERSIFICATION
DIVIDENDS
DOMESTIC BANK
DUMMY VARIABLE
EARNING ASSETS
ECONOMIC GROWTH
EMERGING MARKET
EMERGING MARKET ECONOMIES
EMPOWERMENT
ENDOWMENTS
ENTRY REQUIREMENTS
EXPORTER
EXTERNAL AUDITORS
FEE INCOME
FINANCIAL CONGLOMERATES
FINANCIAL ECONOMISTS
FINANCIAL INFORMATION
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIATION
FINANCIAL POLICY
FINANCIAL SECTOR
FINANCIAL SECTOR ASSESSMENT
FINANCIAL SECTOR DEVELOPMENT
FINANCIAL SERVICES
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FIRM GROWTH
FLOW OF CREDIT
FOREIGN BANKS
FOREIGN CAPITAL
FOREIGN ENTRY
FOREIGN FIRM
FRAUD
GOVERNMENT POLICY
GOVERNMENT SECURITIES
INCOME FLOWS
INCOME STREAMS
INEQUALITY
INFLATION
INFLATION RATE
INSTITUTIONAL ENVIRONMENT
INSURANCE
INTEREST INCOME
INTEREST RATE
INTEREST RATE SPREADS
INTERNATIONAL BANK
INTERNATIONAL ECONOMICS
INTERNATIONAL RATING AGENCIES
INVESTING
INVESTMENT BANKING
LAWS
LEGAL SYSTEMS
LIQUIDITY
LOAN
MACROECONOMIC INSTABILITY
MARKET FAILURES
MARKET PARTICIPANTS
MARKET SHARE
MARKET STRUCTURE
MONETARY FUND
MORAL HAZARD
NET INTEREST MARGIN
NON-PERFORMING LOAN
OVERHEAD COSTS
OWNERSHIP RIGHTS
PARTICULAR COUNTRIES
PARTICULAR COUNTRY
POSITIVE COEFFICIENT
PRIVATE INVESTORS
PROBABILITY
RATING AGENCIES
REAL ESTATE
REGULATOR
REGULATORY AGENCY
REGULATORY CAPITAL
REGULATORY ENVIRONMENT
REGULATORY FRAMEWORK
REGULATORY IMPEDIMENTS
REGULATORY POLICIES
REGULATORY REQUIREMENTS
REGULATORY RESTRICTIONS
REGULATORY SYSTEM
RESEARCH ASSISTANCE
RESUME
RETURN
RISK MANAGEMENT
RISK TAKING
SALES
SAVINGS
SECURITIES
SECURITIES MARKET
SECURITIES MARKETS
SENIOR
SHAREHOLDER
SHAREHOLDER RIGHTS
SHAREHOLDERS
SOCIAL WELFARE
SOURCE OF FUNDS
SOURCES OF FUNDS
SUBORDINATED DEBT
SUPERVISORY AGENCIES
SUPERVISORY AGENCY
SUPERVISORY AUTHORITY
SUPERVISORY POWER
SUPERVISORY POWERS
TRINIDAD AND TOBAGO
VALUABLE
VALUATION
ACCESS TO FINANCIAL SERVICES
ADVERSE EFFECTS
ALLOCATION OF CAPITAL
AMOUNT OF CAPITAL
AUDITING
BALANCE SHEET
BANK ACTIVITIES
BANK ACTIVITY
BANK BORROWERS
BANK CREDIT
BANK CREDITORS
BANK ENTRY
BANK EQUITY
BANK LENDING
BANK LOAN
BANK LOANS
BANK OFFICIALS
BANK REGULATION
BANK REGULATIONS
BANK RISK
BANK SUPERVISION
BANK SUPERVISORS
BANK VALUATION
BANKING CRISES
BANKING CRISIS
BANKING REGULATION
BANKING SECTOR
BANKING SYSTEM
BANKING SYSTEM DEVELOPMENT
BANKING SYSTEMS
BANKS
BARRIER
BRIBE
BUSINESS ENVIRONMENT
CAPITAL ACCORD
CAPITAL ACCOUNT
CAPITAL ACCOUNT LIBERALIZATION
CAPITAL ACCOUNT TRANSACTIONS
CAPITAL REGULATION
CAPITAL REQUIREMENTS
CAPITALIZATION
CD
COMMERCIAL BANK
COMMERCIAL BANKING
CORPORATE GOVERNANCE
CORRUPTION
CREDIT ALLOCATION
CREDIT MARKETS
CREDITORS
CREDITWORTHINESS
CRISIS COUNTRIES
CROATIAN NATIONAL BANK
DEPOSIT
DEPOSIT INSURANCE
DEPOSITOR
DEPOSITORS
DEVELOPING COUNTRIES
DEVELOPING COUNTRY
DISCLOSURE REQUIREMENTS
DIVERSIFICATION
DIVIDENDS
DOMESTIC BANK
DUMMY VARIABLE
EARNING ASSETS
ECONOMIC GROWTH
EMERGING MARKET
EMERGING MARKET ECONOMIES
EMPOWERMENT
ENDOWMENTS
ENTRY REQUIREMENTS
EXPORTER
EXTERNAL AUDITORS
FEE INCOME
FINANCIAL CONGLOMERATES
FINANCIAL ECONOMISTS
FINANCIAL INFORMATION
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIATION
FINANCIAL POLICY
FINANCIAL SECTOR
FINANCIAL SECTOR ASSESSMENT
FINANCIAL SECTOR DEVELOPMENT
FINANCIAL SERVICES
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FIRM GROWTH
FLOW OF CREDIT
FOREIGN BANKS
FOREIGN CAPITAL
FOREIGN ENTRY
FOREIGN FIRM
FRAUD
GOVERNMENT POLICY
GOVERNMENT SECURITIES
INCOME FLOWS
INCOME STREAMS
INEQUALITY
INFLATION
INFLATION RATE
INSTITUTIONAL ENVIRONMENT
INSURANCE
INTEREST INCOME
INTEREST RATE
INTEREST RATE SPREADS
INTERNATIONAL BANK
INTERNATIONAL ECONOMICS
INTERNATIONAL RATING AGENCIES
INVESTING
INVESTMENT BANKING
LAWS
LEGAL SYSTEMS
LIQUIDITY
LOAN
MACROECONOMIC INSTABILITY
MARKET FAILURES
MARKET PARTICIPANTS
MARKET SHARE
MARKET STRUCTURE
MONETARY FUND
MORAL HAZARD
NET INTEREST MARGIN
NON-PERFORMING LOAN
OVERHEAD COSTS
OWNERSHIP RIGHTS
PARTICULAR COUNTRIES
PARTICULAR COUNTRY
POSITIVE COEFFICIENT
PRIVATE INVESTORS
PROBABILITY
RATING AGENCIES
REAL ESTATE
REGULATOR
REGULATORY AGENCY
REGULATORY CAPITAL
REGULATORY ENVIRONMENT
REGULATORY FRAMEWORK
REGULATORY IMPEDIMENTS
REGULATORY POLICIES
REGULATORY REQUIREMENTS
REGULATORY RESTRICTIONS
REGULATORY SYSTEM
RESEARCH ASSISTANCE
RESUME
RETURN
RISK MANAGEMENT
RISK TAKING
SALES
SAVINGS
SECURITIES
SECURITIES MARKET
SECURITIES MARKETS
SENIOR
SHAREHOLDER
SHAREHOLDER RIGHTS
SHAREHOLDERS
SOCIAL WELFARE
SOURCE OF FUNDS
SOURCES OF FUNDS
SUBORDINATED DEBT
SUPERVISORY AGENCIES
SUPERVISORY AGENCY
SUPERVISORY AUTHORITY
SUPERVISORY POWER
SUPERVISORY POWERS
TRINIDAD AND TOBAGO
VALUABLE
VALUATION
spellingShingle ACCESS TO FINANCIAL SERVICES
ADVERSE EFFECTS
ALLOCATION OF CAPITAL
AMOUNT OF CAPITAL
AUDITING
BALANCE SHEET
BANK ACTIVITIES
BANK ACTIVITY
BANK BORROWERS
BANK CREDIT
BANK CREDITORS
BANK ENTRY
BANK EQUITY
BANK LENDING
BANK LOAN
BANK LOANS
BANK OFFICIALS
BANK REGULATION
BANK REGULATIONS
BANK RISK
BANK SUPERVISION
BANK SUPERVISORS
BANK VALUATION
BANKING CRISES
BANKING CRISIS
BANKING REGULATION
BANKING SECTOR
BANKING SYSTEM
BANKING SYSTEM DEVELOPMENT
BANKING SYSTEMS
BANKS
BARRIER
BRIBE
BUSINESS ENVIRONMENT
CAPITAL ACCORD
CAPITAL ACCOUNT
CAPITAL ACCOUNT LIBERALIZATION
CAPITAL ACCOUNT TRANSACTIONS
CAPITAL REGULATION
CAPITAL REQUIREMENTS
CAPITALIZATION
CD
COMMERCIAL BANK
COMMERCIAL BANKING
CORPORATE GOVERNANCE
CORRUPTION
CREDIT ALLOCATION
CREDIT MARKETS
CREDITORS
CREDITWORTHINESS
CRISIS COUNTRIES
CROATIAN NATIONAL BANK
DEPOSIT
DEPOSIT INSURANCE
DEPOSITOR
DEPOSITORS
DEVELOPING COUNTRIES
DEVELOPING COUNTRY
DISCLOSURE REQUIREMENTS
DIVERSIFICATION
DIVIDENDS
DOMESTIC BANK
DUMMY VARIABLE
EARNING ASSETS
ECONOMIC GROWTH
EMERGING MARKET
EMERGING MARKET ECONOMIES
EMPOWERMENT
ENDOWMENTS
ENTRY REQUIREMENTS
EXPORTER
EXTERNAL AUDITORS
FEE INCOME
FINANCIAL CONGLOMERATES
FINANCIAL ECONOMISTS
FINANCIAL INFORMATION
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIATION
FINANCIAL POLICY
FINANCIAL SECTOR
FINANCIAL SECTOR ASSESSMENT
FINANCIAL SECTOR DEVELOPMENT
FINANCIAL SERVICES
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FIRM GROWTH
FLOW OF CREDIT
FOREIGN BANKS
FOREIGN CAPITAL
FOREIGN ENTRY
FOREIGN FIRM
FRAUD
GOVERNMENT POLICY
GOVERNMENT SECURITIES
INCOME FLOWS
INCOME STREAMS
INEQUALITY
INFLATION
INFLATION RATE
INSTITUTIONAL ENVIRONMENT
INSURANCE
INTEREST INCOME
INTEREST RATE
INTEREST RATE SPREADS
INTERNATIONAL BANK
INTERNATIONAL ECONOMICS
INTERNATIONAL RATING AGENCIES
INVESTING
INVESTMENT BANKING
LAWS
LEGAL SYSTEMS
LIQUIDITY
LOAN
MACROECONOMIC INSTABILITY
MARKET FAILURES
MARKET PARTICIPANTS
MARKET SHARE
MARKET STRUCTURE
MONETARY FUND
MORAL HAZARD
NET INTEREST MARGIN
NON-PERFORMING LOAN
OVERHEAD COSTS
OWNERSHIP RIGHTS
PARTICULAR COUNTRIES
PARTICULAR COUNTRY
POSITIVE COEFFICIENT
PRIVATE INVESTORS
PROBABILITY
RATING AGENCIES
REAL ESTATE
REGULATOR
REGULATORY AGENCY
REGULATORY CAPITAL
REGULATORY ENVIRONMENT
REGULATORY FRAMEWORK
REGULATORY IMPEDIMENTS
REGULATORY POLICIES
REGULATORY REQUIREMENTS
REGULATORY RESTRICTIONS
REGULATORY SYSTEM
RESEARCH ASSISTANCE
RESUME
RETURN
RISK MANAGEMENT
RISK TAKING
SALES
SAVINGS
SECURITIES
SECURITIES MARKET
SECURITIES MARKETS
SENIOR
SHAREHOLDER
SHAREHOLDER RIGHTS
SHAREHOLDERS
SOCIAL WELFARE
SOURCE OF FUNDS
SOURCES OF FUNDS
SUBORDINATED DEBT
SUPERVISORY AGENCIES
SUPERVISORY AGENCY
SUPERVISORY AUTHORITY
SUPERVISORY POWER
SUPERVISORY POWERS
TRINIDAD AND TOBAGO
VALUABLE
VALUATION
ACCESS TO FINANCIAL SERVICES
ADVERSE EFFECTS
ALLOCATION OF CAPITAL
AMOUNT OF CAPITAL
AUDITING
BALANCE SHEET
BANK ACTIVITIES
BANK ACTIVITY
BANK BORROWERS
BANK CREDIT
BANK CREDITORS
BANK ENTRY
BANK EQUITY
BANK LENDING
BANK LOAN
BANK LOANS
BANK OFFICIALS
BANK REGULATION
BANK REGULATIONS
BANK RISK
BANK SUPERVISION
BANK SUPERVISORS
BANK VALUATION
BANKING CRISES
BANKING CRISIS
BANKING REGULATION
BANKING SECTOR
BANKING SYSTEM
BANKING SYSTEM DEVELOPMENT
BANKING SYSTEMS
BANKS
BARRIER
BRIBE
BUSINESS ENVIRONMENT
CAPITAL ACCORD
CAPITAL ACCOUNT
CAPITAL ACCOUNT LIBERALIZATION
CAPITAL ACCOUNT TRANSACTIONS
CAPITAL REGULATION
CAPITAL REQUIREMENTS
CAPITALIZATION
CD
COMMERCIAL BANK
COMMERCIAL BANKING
CORPORATE GOVERNANCE
CORRUPTION
CREDIT ALLOCATION
CREDIT MARKETS
CREDITORS
CREDITWORTHINESS
CRISIS COUNTRIES
CROATIAN NATIONAL BANK
DEPOSIT
DEPOSIT INSURANCE
DEPOSITOR
DEPOSITORS
DEVELOPING COUNTRIES
DEVELOPING COUNTRY
DISCLOSURE REQUIREMENTS
DIVERSIFICATION
DIVIDENDS
DOMESTIC BANK
DUMMY VARIABLE
EARNING ASSETS
ECONOMIC GROWTH
EMERGING MARKET
EMERGING MARKET ECONOMIES
EMPOWERMENT
ENDOWMENTS
ENTRY REQUIREMENTS
EXPORTER
EXTERNAL AUDITORS
FEE INCOME
FINANCIAL CONGLOMERATES
FINANCIAL ECONOMISTS
FINANCIAL INFORMATION
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIATION
FINANCIAL POLICY
FINANCIAL SECTOR
FINANCIAL SECTOR ASSESSMENT
FINANCIAL SECTOR DEVELOPMENT
FINANCIAL SERVICES
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FIRM GROWTH
FLOW OF CREDIT
FOREIGN BANKS
FOREIGN CAPITAL
FOREIGN ENTRY
FOREIGN FIRM
FRAUD
GOVERNMENT POLICY
GOVERNMENT SECURITIES
INCOME FLOWS
INCOME STREAMS
INEQUALITY
INFLATION
INFLATION RATE
INSTITUTIONAL ENVIRONMENT
INSURANCE
INTEREST INCOME
INTEREST RATE
INTEREST RATE SPREADS
INTERNATIONAL BANK
INTERNATIONAL ECONOMICS
INTERNATIONAL RATING AGENCIES
INVESTING
INVESTMENT BANKING
LAWS
LEGAL SYSTEMS
LIQUIDITY
LOAN
MACROECONOMIC INSTABILITY
MARKET FAILURES
MARKET PARTICIPANTS
MARKET SHARE
MARKET STRUCTURE
MONETARY FUND
MORAL HAZARD
NET INTEREST MARGIN
NON-PERFORMING LOAN
OVERHEAD COSTS
OWNERSHIP RIGHTS
PARTICULAR COUNTRIES
PARTICULAR COUNTRY
POSITIVE COEFFICIENT
PRIVATE INVESTORS
PROBABILITY
RATING AGENCIES
REAL ESTATE
REGULATOR
REGULATORY AGENCY
REGULATORY CAPITAL
REGULATORY ENVIRONMENT
REGULATORY FRAMEWORK
REGULATORY IMPEDIMENTS
REGULATORY POLICIES
REGULATORY REQUIREMENTS
REGULATORY RESTRICTIONS
REGULATORY SYSTEM
RESEARCH ASSISTANCE
RESUME
RETURN
RISK MANAGEMENT
RISK TAKING
SALES
SAVINGS
SECURITIES
SECURITIES MARKET
SECURITIES MARKETS
SENIOR
SHAREHOLDER
SHAREHOLDER RIGHTS
SHAREHOLDERS
SOCIAL WELFARE
SOURCE OF FUNDS
SOURCES OF FUNDS
SUBORDINATED DEBT
SUPERVISORY AGENCIES
SUPERVISORY AGENCY
SUPERVISORY AUTHORITY
SUPERVISORY POWER
SUPERVISORY POWERS
TRINIDAD AND TOBAGO
VALUABLE
VALUATION
Barth, James R.
Caprio, Gerard, Jr.
Levine, Ross
Bank Regulations Are Changing : For Better or Worse?
description This paper presents new and official survey information on bank regulations in 142 countries and makes comparisons with two earlier surveys. The data do not suggest that countries have primarily reformed their bank regulations for the better over the last decade. Following Basel guidelines many countries strengthened capital regulations and official supervisory agencies, but existing evidence suggests that these reforms will not improve bank stability or efficiency. While some countries have empowered private monitoring of banks, consistent with the third pillar of Basel II, there are many exceptions and reversals along this dimension.
topic_facet ACCESS TO FINANCIAL SERVICES
ADVERSE EFFECTS
ALLOCATION OF CAPITAL
AMOUNT OF CAPITAL
AUDITING
BALANCE SHEET
BANK ACTIVITIES
BANK ACTIVITY
BANK BORROWERS
BANK CREDIT
BANK CREDITORS
BANK ENTRY
BANK EQUITY
BANK LENDING
BANK LOAN
BANK LOANS
BANK OFFICIALS
BANK REGULATION
BANK REGULATIONS
BANK RISK
BANK SUPERVISION
BANK SUPERVISORS
BANK VALUATION
BANKING CRISES
BANKING CRISIS
BANKING REGULATION
BANKING SECTOR
BANKING SYSTEM
BANKING SYSTEM DEVELOPMENT
BANKING SYSTEMS
BANKS
BARRIER
BRIBE
BUSINESS ENVIRONMENT
CAPITAL ACCORD
CAPITAL ACCOUNT
CAPITAL ACCOUNT LIBERALIZATION
CAPITAL ACCOUNT TRANSACTIONS
CAPITAL REGULATION
CAPITAL REQUIREMENTS
CAPITALIZATION
CD
COMMERCIAL BANK
COMMERCIAL BANKING
CORPORATE GOVERNANCE
CORRUPTION
CREDIT ALLOCATION
CREDIT MARKETS
CREDITORS
CREDITWORTHINESS
CRISIS COUNTRIES
CROATIAN NATIONAL BANK
DEPOSIT
DEPOSIT INSURANCE
DEPOSITOR
DEPOSITORS
DEVELOPING COUNTRIES
DEVELOPING COUNTRY
DISCLOSURE REQUIREMENTS
DIVERSIFICATION
DIVIDENDS
DOMESTIC BANK
DUMMY VARIABLE
EARNING ASSETS
ECONOMIC GROWTH
EMERGING MARKET
EMERGING MARKET ECONOMIES
EMPOWERMENT
ENDOWMENTS
ENTRY REQUIREMENTS
EXPORTER
EXTERNAL AUDITORS
FEE INCOME
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author Barth, James R.
Caprio, Gerard, Jr.
Levine, Ross
author_facet Barth, James R.
Caprio, Gerard, Jr.
Levine, Ross
author_sort Barth, James R.
title Bank Regulations Are Changing : For Better or Worse?
title_short Bank Regulations Are Changing : For Better or Worse?
title_full Bank Regulations Are Changing : For Better or Worse?
title_fullStr Bank Regulations Are Changing : For Better or Worse?
title_full_unstemmed Bank Regulations Are Changing : For Better or Worse?
title_sort bank regulations are changing : for better or worse?
publisher World Bank, Washington, DC
publishDate 2008-06
url http://documents.worldbank.org/curated/en/2008/06/9554404/bank-regulations-changing-better-or-worse
https://hdl.handle.net/10986/6664
work_keys_str_mv AT barthjamesr bankregulationsarechangingforbetterorworse
AT capriogerardjr bankregulationsarechangingforbetterorworse
AT levineross bankregulationsarechangingforbetterorworse
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