Financial Sector Assessment : Serbia
This Financial Sector Assessment presents the Bank's policy recommendations following an analysis of Albania's financial system, currently broadly stable, but with systemic risks which could come to the fore if the rapid pace of credit growth continues. Policies to support financial stability, and development should focus mostly on bank supervision, and the legal framework, while policies to remove impediments to the development of the nascent insurance sector are underway. Not surprisingly, the creation of a supporting legal framework is currently the main issue for capital markets. But monetary policy effectiveness should be strengthened by adjustments to the monetary operation framework, and the establishment of an interest rate bureau. Regarding corporate governance, much remains to be done. The authorities should eliminate discrepancies between the general-purpose financial reporting under the International Financial Reporting Standards (IFRS) and the regulatory reporting. Moreover, macroeconomic imbalances are rooted in structural problems in state- and socially-owned enterprises which account for 50 percent of GDP. Regarding prudential supervision issues, the NBS Bank Supervision Department (BSD) has made progress in enhancing effectiveness; however, the Basel Core Principles assessment of bank supervision was unfavorable.
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dig-okr-10986159552024-08-08T17:16:07Z Financial Sector Assessment : Serbia World Bank ACCOUNTABILITY ACCOUNTING ACCOUNTING POLICIES ACCOUNTS ADMINISTRATIVE COSTS ASSET CLASSIFICATION AUDITING AUDITORS BANK ASSETS BANK CAPITAL BANK LENDING BANK LOANS BANK PRIVATIZATION BANK REHABILITATION BANK RUN BANK SUPERVISION BANKING LAW BANKING SECTOR BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEDURES BONDS BORROWING BROKERS CAPITAL ADEQUACY CAPITAL BASE CAPITAL INFLOWS CAPITAL MARKETS CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CAPITALIZATION CAR CENTRAL BANK CLEARING HOUSE COMMERCIAL BANKS COMPETITIVE ADVANTAGE CONSOLIDATED SUPERVISION CONSOLIDATION CORPORATE BONDS CORPORATE GOVERNANCE CORPORATE SECTOR CREDIT BOOM CREDIT COOPERATIVES CREDIT INSTITUTIONS CREDIT RISK DAMAGES DECISION MAKING DEPOSIT INSURANCE DEPOSITORS DEPOSITS DISCOUNT RATE DISINFLATION DISTRESSED BANKS ECONOMIC GROWTH EQUITY MARKETS EXCESS LIQUIDITY EXPORTS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL LEASING FINANCIAL MARKETS FINANCIAL POLICIES FINANCIAL REPORTING FINANCIAL SECTOR FINANCIAL STABILITY FISCAL POLICIES FORECASTS FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE GDP GOVERNMENT BONDS INFLATION INSOLVENCY INSOLVENT BANKS INSURANCE INSURANCE INDUSTRY INSURANCE LAW INSURANCE SUPERVISION INTEREST RATE INTEREST RATES INTERNAL CONTROLS JOINT STOCK COMPANIES LAWS LEGAL FRAMEWORK LEGAL PROTECTION LEGISLATION LEVEL PLAYING FIELD LIABILITY LIQUIDATION LIQUIDATION OF BANKS LOAN CLASSIFICATION LOAN LOSS PROVISIONS LONDON CLUB MACROECONOMIC CONTEXT MACROECONOMIC STABILITY MACROECONOMIC STABILIZATION MARKET RISKS MERGERS MONETARY POLICY MORAL HAZARD MORTGAGES NATIONALIZATION OWN FUNDS PAYMENT SYSTEMS PENSIONS PORTFOLIOS PRICE INCREASES PRIVATE BANKS PRIVATIZATION PRODUCTIVITY PROPERTY RIGHTS PRUDENTIAL REGULATIONS PRUDENTIAL RULES PRUDENTIAL SUPERVISION PUBLIC DEBT RECAPITALIZATION REGULATORY FRAMEWORK RESERVE REQUIREMENT RESERVE REQUIREMENTS RISK MANAGEMENT SAVINGS SECURITIES SHAREHOLDERS SMALL BANKS STATE BANKS STATUTORY AUDITORS SUBSIDIARIES SYSTEMIC RISK T-BILLS TRADE DEFICIT TRADING TRANSACTION COSTS TRANSPARENCY VULNERABILITY WEAK JUDICIARY This Financial Sector Assessment presents the Bank's policy recommendations following an analysis of Albania's financial system, currently broadly stable, but with systemic risks which could come to the fore if the rapid pace of credit growth continues. Policies to support financial stability, and development should focus mostly on bank supervision, and the legal framework, while policies to remove impediments to the development of the nascent insurance sector are underway. Not surprisingly, the creation of a supporting legal framework is currently the main issue for capital markets. But monetary policy effectiveness should be strengthened by adjustments to the monetary operation framework, and the establishment of an interest rate bureau. Regarding corporate governance, much remains to be done. The authorities should eliminate discrepancies between the general-purpose financial reporting under the International Financial Reporting Standards (IFRS) and the regulatory reporting. Moreover, macroeconomic imbalances are rooted in structural problems in state- and socially-owned enterprises which account for 50 percent of GDP. Regarding prudential supervision issues, the NBS Bank Supervision Department (BSD) has made progress in enhancing effectiveness; however, the Basel Core Principles assessment of bank supervision was unfavorable. 2013-10-01T16:05:57Z 2013-10-01T16:05:57Z 2005-11 http://documents.worldbank.org/curated/en/2005/11/6430013/serbia-montenegro-serbia-financial-sector-assessment https://hdl.handle.net/10986/15955 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank application/pdf text/plain Washington, DC |
| institution |
Banco Mundial |
| collection |
DSpace |
| country |
Estados Unidos |
| countrycode |
US |
| component |
Bibliográfico |
| access |
En linea |
| databasecode |
dig-okr |
| tag |
biblioteca |
| region |
America del Norte |
| libraryname |
Biblioteca del Banco Mundial |
| language |
English en_US |
| topic |
ACCOUNTABILITY ACCOUNTING ACCOUNTING POLICIES ACCOUNTS ADMINISTRATIVE COSTS ASSET CLASSIFICATION AUDITING AUDITORS BANK ASSETS BANK CAPITAL BANK LENDING BANK LOANS BANK PRIVATIZATION BANK REHABILITATION BANK RUN BANK SUPERVISION BANKING LAW BANKING SECTOR BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEDURES BONDS BORROWING BROKERS CAPITAL ADEQUACY CAPITAL BASE CAPITAL INFLOWS CAPITAL MARKETS CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CAPITALIZATION CAR CENTRAL BANK CLEARING HOUSE COMMERCIAL BANKS COMPETITIVE ADVANTAGE CONSOLIDATED SUPERVISION CONSOLIDATION CORPORATE BONDS CORPORATE GOVERNANCE CORPORATE SECTOR CREDIT BOOM CREDIT COOPERATIVES CREDIT INSTITUTIONS CREDIT RISK DAMAGES DECISION MAKING DEPOSIT INSURANCE DEPOSITORS DEPOSITS DISCOUNT RATE DISINFLATION DISTRESSED BANKS ECONOMIC GROWTH EQUITY MARKETS EXCESS LIQUIDITY EXPORTS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL LEASING FINANCIAL MARKETS FINANCIAL POLICIES FINANCIAL REPORTING FINANCIAL SECTOR FINANCIAL STABILITY FISCAL POLICIES FORECASTS FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE GDP GOVERNMENT BONDS INFLATION INSOLVENCY INSOLVENT BANKS INSURANCE INSURANCE INDUSTRY INSURANCE LAW INSURANCE SUPERVISION INTEREST RATE INTEREST RATES INTERNAL CONTROLS JOINT STOCK COMPANIES LAWS LEGAL FRAMEWORK LEGAL PROTECTION LEGISLATION LEVEL PLAYING FIELD LIABILITY LIQUIDATION LIQUIDATION OF BANKS LOAN CLASSIFICATION LOAN LOSS PROVISIONS LONDON CLUB MACROECONOMIC CONTEXT MACROECONOMIC STABILITY MACROECONOMIC STABILIZATION MARKET RISKS MERGERS MONETARY POLICY MORAL HAZARD MORTGAGES NATIONALIZATION OWN FUNDS PAYMENT SYSTEMS PENSIONS PORTFOLIOS PRICE INCREASES PRIVATE BANKS PRIVATIZATION PRODUCTIVITY PROPERTY RIGHTS PRUDENTIAL REGULATIONS PRUDENTIAL RULES PRUDENTIAL SUPERVISION PUBLIC DEBT RECAPITALIZATION REGULATORY FRAMEWORK RESERVE REQUIREMENT RESERVE REQUIREMENTS RISK MANAGEMENT SAVINGS SECURITIES SHAREHOLDERS SMALL BANKS STATE BANKS STATUTORY AUDITORS SUBSIDIARIES SYSTEMIC RISK T-BILLS TRADE DEFICIT TRADING TRANSACTION COSTS TRANSPARENCY VULNERABILITY WEAK JUDICIARY ACCOUNTABILITY ACCOUNTING ACCOUNTING POLICIES ACCOUNTS ADMINISTRATIVE COSTS ASSET CLASSIFICATION AUDITING AUDITORS BANK ASSETS BANK CAPITAL BANK LENDING BANK LOANS BANK PRIVATIZATION BANK REHABILITATION BANK RUN BANK SUPERVISION BANKING LAW BANKING SECTOR BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEDURES BONDS BORROWING BROKERS CAPITAL ADEQUACY CAPITAL BASE CAPITAL INFLOWS CAPITAL MARKETS CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CAPITALIZATION CAR CENTRAL BANK CLEARING HOUSE COMMERCIAL BANKS COMPETITIVE ADVANTAGE CONSOLIDATED SUPERVISION CONSOLIDATION CORPORATE BONDS CORPORATE GOVERNANCE CORPORATE SECTOR CREDIT BOOM CREDIT COOPERATIVES CREDIT INSTITUTIONS CREDIT RISK DAMAGES DECISION MAKING DEPOSIT INSURANCE DEPOSITORS DEPOSITS DISCOUNT RATE DISINFLATION DISTRESSED BANKS ECONOMIC GROWTH EQUITY MARKETS EXCESS LIQUIDITY EXPORTS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL LEASING FINANCIAL MARKETS FINANCIAL POLICIES FINANCIAL REPORTING FINANCIAL SECTOR FINANCIAL STABILITY FISCAL POLICIES FORECASTS FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE GDP GOVERNMENT BONDS INFLATION INSOLVENCY INSOLVENT BANKS INSURANCE INSURANCE INDUSTRY INSURANCE LAW INSURANCE SUPERVISION INTEREST RATE INTEREST RATES INTERNAL CONTROLS JOINT STOCK COMPANIES LAWS LEGAL FRAMEWORK LEGAL PROTECTION LEGISLATION LEVEL PLAYING FIELD LIABILITY LIQUIDATION LIQUIDATION OF BANKS LOAN CLASSIFICATION LOAN LOSS PROVISIONS LONDON CLUB MACROECONOMIC CONTEXT MACROECONOMIC STABILITY MACROECONOMIC STABILIZATION MARKET RISKS MERGERS MONETARY POLICY MORAL HAZARD MORTGAGES NATIONALIZATION OWN FUNDS PAYMENT SYSTEMS PENSIONS PORTFOLIOS PRICE INCREASES PRIVATE BANKS PRIVATIZATION PRODUCTIVITY PROPERTY RIGHTS PRUDENTIAL REGULATIONS PRUDENTIAL RULES PRUDENTIAL SUPERVISION PUBLIC DEBT RECAPITALIZATION REGULATORY FRAMEWORK RESERVE REQUIREMENT RESERVE REQUIREMENTS RISK MANAGEMENT SAVINGS SECURITIES SHAREHOLDERS SMALL BANKS STATE BANKS STATUTORY AUDITORS SUBSIDIARIES SYSTEMIC RISK T-BILLS TRADE DEFICIT TRADING TRANSACTION COSTS TRANSPARENCY VULNERABILITY WEAK JUDICIARY |
| spellingShingle |
ACCOUNTABILITY ACCOUNTING ACCOUNTING POLICIES ACCOUNTS ADMINISTRATIVE COSTS ASSET CLASSIFICATION AUDITING AUDITORS BANK ASSETS BANK CAPITAL BANK LENDING BANK LOANS BANK PRIVATIZATION BANK REHABILITATION BANK RUN BANK SUPERVISION BANKING LAW BANKING SECTOR BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEDURES BONDS BORROWING BROKERS CAPITAL ADEQUACY CAPITAL BASE CAPITAL INFLOWS CAPITAL MARKETS CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CAPITALIZATION CAR CENTRAL BANK CLEARING HOUSE COMMERCIAL BANKS COMPETITIVE ADVANTAGE CONSOLIDATED SUPERVISION CONSOLIDATION CORPORATE BONDS CORPORATE GOVERNANCE CORPORATE SECTOR CREDIT BOOM CREDIT COOPERATIVES CREDIT INSTITUTIONS CREDIT RISK DAMAGES DECISION MAKING DEPOSIT INSURANCE DEPOSITORS DEPOSITS DISCOUNT RATE DISINFLATION DISTRESSED BANKS ECONOMIC GROWTH EQUITY MARKETS EXCESS LIQUIDITY EXPORTS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL LEASING FINANCIAL MARKETS FINANCIAL POLICIES FINANCIAL REPORTING FINANCIAL SECTOR FINANCIAL STABILITY FISCAL POLICIES FORECASTS FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE GDP GOVERNMENT BONDS INFLATION INSOLVENCY INSOLVENT BANKS INSURANCE INSURANCE INDUSTRY INSURANCE LAW INSURANCE SUPERVISION INTEREST RATE INTEREST RATES INTERNAL CONTROLS JOINT STOCK COMPANIES LAWS LEGAL FRAMEWORK LEGAL PROTECTION LEGISLATION LEVEL PLAYING FIELD LIABILITY LIQUIDATION LIQUIDATION OF BANKS LOAN CLASSIFICATION LOAN LOSS PROVISIONS LONDON CLUB MACROECONOMIC CONTEXT MACROECONOMIC STABILITY MACROECONOMIC STABILIZATION MARKET RISKS MERGERS MONETARY POLICY MORAL HAZARD MORTGAGES NATIONALIZATION OWN FUNDS PAYMENT SYSTEMS PENSIONS PORTFOLIOS PRICE INCREASES PRIVATE BANKS PRIVATIZATION PRODUCTIVITY PROPERTY RIGHTS PRUDENTIAL REGULATIONS PRUDENTIAL RULES PRUDENTIAL SUPERVISION PUBLIC DEBT RECAPITALIZATION REGULATORY FRAMEWORK RESERVE REQUIREMENT RESERVE REQUIREMENTS RISK MANAGEMENT SAVINGS SECURITIES SHAREHOLDERS SMALL BANKS STATE BANKS STATUTORY AUDITORS SUBSIDIARIES SYSTEMIC RISK T-BILLS TRADE DEFICIT TRADING TRANSACTION COSTS TRANSPARENCY VULNERABILITY WEAK JUDICIARY ACCOUNTABILITY ACCOUNTING ACCOUNTING POLICIES ACCOUNTS ADMINISTRATIVE COSTS ASSET CLASSIFICATION AUDITING AUDITORS BANK ASSETS BANK CAPITAL BANK LENDING BANK LOANS BANK PRIVATIZATION BANK REHABILITATION BANK RUN BANK SUPERVISION BANKING LAW BANKING SECTOR BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEDURES BONDS BORROWING BROKERS CAPITAL ADEQUACY CAPITAL BASE CAPITAL INFLOWS CAPITAL MARKETS CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CAPITALIZATION CAR CENTRAL BANK CLEARING HOUSE COMMERCIAL BANKS COMPETITIVE ADVANTAGE CONSOLIDATED SUPERVISION CONSOLIDATION CORPORATE BONDS CORPORATE GOVERNANCE CORPORATE SECTOR CREDIT BOOM CREDIT COOPERATIVES CREDIT INSTITUTIONS CREDIT RISK DAMAGES DECISION MAKING DEPOSIT INSURANCE DEPOSITORS DEPOSITS DISCOUNT RATE DISINFLATION DISTRESSED BANKS ECONOMIC GROWTH EQUITY MARKETS EXCESS LIQUIDITY EXPORTS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL LEASING FINANCIAL MARKETS FINANCIAL POLICIES FINANCIAL REPORTING FINANCIAL SECTOR FINANCIAL STABILITY FISCAL POLICIES FORECASTS FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE GDP GOVERNMENT BONDS INFLATION INSOLVENCY INSOLVENT BANKS INSURANCE INSURANCE INDUSTRY INSURANCE LAW INSURANCE SUPERVISION INTEREST RATE INTEREST RATES INTERNAL CONTROLS JOINT STOCK COMPANIES LAWS LEGAL FRAMEWORK LEGAL PROTECTION LEGISLATION LEVEL PLAYING FIELD LIABILITY LIQUIDATION LIQUIDATION OF BANKS LOAN CLASSIFICATION LOAN LOSS PROVISIONS LONDON CLUB MACROECONOMIC CONTEXT MACROECONOMIC STABILITY MACROECONOMIC STABILIZATION MARKET RISKS MERGERS MONETARY POLICY MORAL HAZARD MORTGAGES NATIONALIZATION OWN FUNDS PAYMENT SYSTEMS PENSIONS PORTFOLIOS PRICE INCREASES PRIVATE BANKS PRIVATIZATION PRODUCTIVITY PROPERTY RIGHTS PRUDENTIAL REGULATIONS PRUDENTIAL RULES PRUDENTIAL SUPERVISION PUBLIC DEBT RECAPITALIZATION REGULATORY FRAMEWORK RESERVE REQUIREMENT RESERVE REQUIREMENTS RISK MANAGEMENT SAVINGS SECURITIES SHAREHOLDERS SMALL BANKS STATE BANKS STATUTORY AUDITORS SUBSIDIARIES SYSTEMIC RISK T-BILLS TRADE DEFICIT TRADING TRANSACTION COSTS TRANSPARENCY VULNERABILITY WEAK JUDICIARY World Bank Financial Sector Assessment : Serbia |
| description |
This Financial Sector Assessment
presents the Bank's policy recommendations following an
analysis of Albania's financial system, currently
broadly stable, but with systemic risks which could come to
the fore if the rapid pace of credit growth continues.
Policies to support financial stability, and development
should focus mostly on bank supervision, and the legal
framework, while policies to remove impediments to the
development of the nascent insurance sector are underway.
Not surprisingly, the creation of a supporting legal
framework is currently the main issue for capital markets.
But monetary policy effectiveness should be strengthened by
adjustments to the monetary operation framework, and the
establishment of an interest rate bureau. Regarding
corporate governance, much remains to be done. The
authorities should eliminate discrepancies between the
general-purpose financial reporting under the International
Financial Reporting Standards (IFRS) and the regulatory
reporting. Moreover, macroeconomic imbalances are rooted in
structural problems in state- and socially-owned enterprises
which account for 50 percent of GDP. Regarding prudential
supervision issues, the NBS Bank Supervision Department
(BSD) has made progress in enhancing effectiveness; however,
the Basel Core Principles assessment of bank supervision was unfavorable. |
| topic_facet |
ACCOUNTABILITY ACCOUNTING ACCOUNTING POLICIES ACCOUNTS ADMINISTRATIVE COSTS ASSET CLASSIFICATION AUDITING AUDITORS BANK ASSETS BANK CAPITAL BANK LENDING BANK LOANS BANK PRIVATIZATION BANK REHABILITATION BANK RUN BANK SUPERVISION BANKING LAW BANKING SECTOR BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEDURES BONDS BORROWING BROKERS CAPITAL ADEQUACY CAPITAL BASE CAPITAL INFLOWS CAPITAL MARKETS CAPITAL REQUIREMENT CAPITAL REQUIREMENTS CAPITALIZATION CAR CENTRAL BANK CLEARING HOUSE COMMERCIAL BANKS COMPETITIVE ADVANTAGE CONSOLIDATED SUPERVISION CONSOLIDATION CORPORATE BONDS CORPORATE GOVERNANCE CORPORATE SECTOR CREDIT BOOM CREDIT COOPERATIVES CREDIT INSTITUTIONS CREDIT RISK DAMAGES DECISION MAKING DEPOSIT INSURANCE DEPOSITORS DEPOSITS DISCOUNT RATE DISINFLATION DISTRESSED BANKS ECONOMIC GROWTH EQUITY MARKETS EXCESS LIQUIDITY EXPORTS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL LEASING FINANCIAL MARKETS FINANCIAL POLICIES FINANCIAL REPORTING FINANCIAL SECTOR FINANCIAL STABILITY FISCAL POLICIES FORECASTS FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE GDP GOVERNMENT BONDS INFLATION INSOLVENCY INSOLVENT BANKS INSURANCE INSURANCE INDUSTRY INSURANCE LAW INSURANCE SUPERVISION INTEREST RATE INTEREST RATES INTERNAL CONTROLS JOINT STOCK COMPANIES LAWS LEGAL FRAMEWORK LEGAL PROTECTION LEGISLATION LEVEL PLAYING FIELD LIABILITY LIQUIDATION LIQUIDATION OF BANKS LOAN CLASSIFICATION LOAN LOSS PROVISIONS LONDON CLUB MACROECONOMIC CONTEXT MACROECONOMIC STABILITY MACROECONOMIC STABILIZATION MARKET RISKS MERGERS MONETARY POLICY MORAL HAZARD MORTGAGES NATIONALIZATION OWN FUNDS PAYMENT SYSTEMS PENSIONS PORTFOLIOS PRICE INCREASES PRIVATE BANKS PRIVATIZATION PRODUCTIVITY PROPERTY RIGHTS PRUDENTIAL REGULATIONS PRUDENTIAL RULES PRUDENTIAL SUPERVISION PUBLIC DEBT RECAPITALIZATION REGULATORY FRAMEWORK RESERVE REQUIREMENT RESERVE REQUIREMENTS RISK MANAGEMENT SAVINGS SECURITIES SHAREHOLDERS SMALL BANKS STATE BANKS STATUTORY AUDITORS SUBSIDIARIES SYSTEMIC RISK T-BILLS TRADE DEFICIT TRADING TRANSACTION COSTS TRANSPARENCY VULNERABILITY WEAK JUDICIARY |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Financial Sector Assessment : Serbia |
| title_short |
Financial Sector Assessment : Serbia |
| title_full |
Financial Sector Assessment : Serbia |
| title_fullStr |
Financial Sector Assessment : Serbia |
| title_full_unstemmed |
Financial Sector Assessment : Serbia |
| title_sort |
financial sector assessment : serbia |
| publisher |
Washington, DC |
| publishDate |
2005-11 |
| url |
http://documents.worldbank.org/curated/en/2005/11/6430013/serbia-montenegro-serbia-financial-sector-assessment https://hdl.handle.net/10986/15955 |
| work_keys_str_mv |
AT worldbank financialsectorassessmentserbia |
| _version_ |
1807155112891645952 |