Social Reinsurance : A New Approach to Sustainable Community Health Financing
Including health issues at the top of
the political agenda, is an indictor for national
development. Breaking the vicious cycle of low resources
leading to illness, and illness leading to poverty, is a
problem that all policy makers face in poor countries.
Access to decent and affordable health care is to be
facilitated by community-based institutions, which require
sustainability through social reinsurance. The authors offer
a concept as promising as original, opening a path between
traditional government-based, and market-based responses to
the lack of health care for the very poor, while maintaining
a role for the government, in furthering social goals,
through micro-insurance, but also creating a favorable
market environment. The path is a pragmatic look at what
close-to-people-needs schemes can do to fill the gap of
ill-being. The authors, however, dig deeper into the subject
in various manners: they link their analysis to the emerging
study of social capital, and the need for people to trust
their peers, and build networks with them; they also give a
strong analytical underpinning to how to insure, and
reinsure community-based financing schemes; they preempt
possible critics, by addressing the need to design early on,
an adequate regulatory framework for micro-insurance, and
reinsurance; and, they go from theory to practice, with a
thorough case study of a pilot experience in the Philippines.
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Bibliographic Details
Main Authors: |
Dror, David M.,
Preker, Alexander S. |
Language: | English en_US |
Published: |
Washington, DC: World Bank and Geneva: International Labour Office
2002
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Subjects: | ABILITY TO PAY,
ASBESTOS,
ASSURANCE,
BASIC HEALTH SERVICES,
CLINICS,
COMMUNITY HEALTH,
COMMUNITY HEALTH SERVICES,
COVERAGE,
DEATHS,
DOCTORS,
EPIDEMIOLOGICAL RESEARCH,
EPIDEMIOLOGY,
ESSENTIAL DRUGS,
EXPENDITURES,
HEALTH CARE,
HEALTH CARE FINANCING,
HEALTH CARE SYSTEMS,
HEALTH ECONOMICS,
HEALTH EXPENDITURE,
HEALTH EXPENDITURES,
HEALTH FINANCING,
HEALTH INSURANCE,
HEALTH NEEDS,
HEALTH POLICY,
HEALTH REFORM,
HEALTH SECTOR,
HEALTH SERVICES,
HEALTH SYSTEM,
HEALTH SYSTEMS,
HEALTH WORKERS,
HMO,
HOSPITAL CARE,
HOSPITALS,
HYGIENE,
INCOME,
INCOME GROUPS,
INFANT MORTALITY,
INFANT MORTALITY RATE,
INFORMAL SECTOR,
INFORMATION PROBLEMS,
INPATIENT CARE,
INSURABILITY,
INSURABLE RISKS,
INSURANCE COVERAGE,
INSURANCE FUNDS,
INSURANCE SYSTEMS,
INSURERS,
INTEREST RATES,
LABOR FORCE,
LEARNING PROCESS,
LIFE EXPECTANCY,
LOW-INCOME COUNTRIES,
MEDICAL ECONOMICS,
MEDICAL FACILITIES,
MICROINSURANCE,
MORBIDITY,
MORTALITY,
NUTRITION,
PARTNERSHIP,
PATIENTS,
PHYSICIANS,
POLLUTION,
PREGNANCY,
PRIMARY CARE,
PRIVATE INSURANCE,
PROBABILITY,
PROFESSIONAL TRAINING,
PROGRAMS,
PUBLIC HEALTH,
REINSURANCE,
REINSURANCE PREMIUMS,
RESERVES,
RISK ANALYSIS,
RISK FACTORS,
RISK MANAGEMENT,
RISK PROFILES,
RISK TRANSFER,
SAFETY,
SAVINGS,
SOCIAL CAPITAL,
SOCIAL EXCLUSION,
SOCIAL INSURANCE,
SOCIAL SECURITY,
SOLVENCY,
WALKING,
WORKERS SOCIAL ROLE,
COMMUNITY-BASED METHODS,
POLICY FORMATION,
DEVELOPMENT INDICATORS,
HUMAN RESOURCE DEVELOPMENT & OPERATIONS POLICY,
DISEASE BURDEN,
POVERTY INCIDENCE,
POVERTY GAP,
ACCESS TO HEALTH CARE,
AFFORDABLE ACCESS SERVICES,
INSTITUTIONAL CAPACITY,
SOCIAL INFRASTRUCTURE,
SOCIAL INSURANCE PROGRAMS,
MARKET BASED MECHANISMS,
GOVERNMENT ROLE,
MICROFINANCE PROGRAMS,
FINANCING OPTIONS,
PROGRAM DESIGN,
REGULATORY FRAMEWORK,
CASE STUDIES, |
Online Access: | http://documents.worldbank.org/curated/en/2002/12/2493980/social-reinsurance-new-approach-sustainable-community-health-financing
https://hdl.handle.net/10986/15211
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