Health Financing for Poor People : Resource Mobilization and Risk Sharing

Most community financing schemes have evolved in the context of severe economic constraints, political instability, and lack of good governance. Usually government taxation capacity is weak, formal mechanisms of social protection for vulnerable populations absent, and government oversight of the informal health sector lacking. In this context of extreme public sector failure, community involvement in the financing of health care provides a critical albeit insufficient first step in the long march towards improved access to health care by the poor and social protection against the cost of illness. Health Financing for Poor People stresses that community financing schemes are no panacea for the problems that low-income countries face in resource mobilization. They should be regarded as a complement to - not as a substitute for - strong government involvement in health care financing and risk management related to the cost of illness. Based on an extensive survey of the literature, the main strengths of community financing schemes are the extent of outreach penetration achieved through community participation, their contribution to financial protection against illness, and increase in access to health care by low-income rural and informal sector workers. Their main weaknesses are the low volume of revenues that can be mobilized from poor communities, the frequent exclusion of the very poorest from participation in such schemes without some form of subsidy, the small size of the risk pool, the limited management capacity that exists in rural and low-income contexts, and their isolation from the more comprehensive benefits that are often available through more formal health financing mechanisms and provider networks. The authors conclude by proposing concrete public policy measures that governments can introduce to strengthen and improve the effectiveness of community involvement in health care financing.

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Bibliographic Details
Main Authors: Preker, Alexander S., Carrin, Guy
Language:English
en_US
Published: Washington, DC: World Bank 2004
Subjects:HEALTH FINANCING, HEALTH CARE ADMINISTRATION, COMMUNITY FINANCING, COMMUNITY PARTICIPATION, RESOURCE MOBILIZATION, GOVERNMENT ROLE, RISK MANAGEMENT, HEALTH OUTREACH SERVICES, ACCESS TO HEALTH CARE, LOW INCOME POPULATIONS, INFORMAL SECTOR, HEALTH EXPENDITURES, RISK POOLING, HEALTH CARE DELIVERY, HEALTH CARE FOR POOR CHILDREN, ADMINISTRATIVE CAPABILITY, HEALTH CARE COST CONTROL, HEALTH CARE COVERAGE ABILITY TO PAY, BASIC HEALTH CARE, BASIC HEALTH SERVICES, BASIC SERVICES, CASE STUDIES, CLINICS, COMMUNITY HEALTH, COMMUNITY LEADERS, COMMUNITY MEMBERS, CONCEPTUAL FRAMEWORK, COST RECOVERY, DATA ANALYSIS, DATA SOURCES, DEBT RELIEF, DEVELOPED COUNTRIES, DEVELOPING COUNTRIES, DEVELOPMENT GOALS, EMPLOYMENT, EXPENDITURES, FAMILIES, FINANCING MECHANISMS, HEALTH CARE, HEALTH CARE COSTS, HEALTH CARE FINANCE, HEALTH CARE FINANCING, HEALTH CARE PROVIDERS, HEALTH CENTER, HEALTH EXPENDITURE, HEALTH INSURANCE, HEALTH OUTCOMES, HEALTH SECTOR, HEALTH SERVICE, HEALTH SERVICES, HEALTH SYSTEM, HEALTH SYSTEM GOALS, HEALTH WORKERS, HOSPITAL SERVICES, HOSPITAL UTILIZATION, HOSPITALIZATION, HOSPITALS, HOUSEHOLD CHARACTERISTICS, HOUSEHOLD DATA, HOUSEHOLD LEVEL, HOUSEHOLD SURVEY, HOUSEHOLD SURVEYS, IMPROVED ACCESS, INCOME, INCOME POPULATIONS, INDIVIDUAL LEVEL, INPATIENT CARE, INTERNATIONAL LABOUR, ISOLATION, LABOR MARKET, LIFE INSURANCE, LOCAL LEVEL, LOW- INCOME COUNTRIES, LOW-INCOME COUNTRIES, MANAGEMENT CAPACITY, MEDICAL CARE, MEDICAL ECONOMICS, MEDICAL INSURANCE, MORTALITY, PATIENTS, POLICY MEASURES, POLICY OPTIONS, POOR COMMUNITIES, POOR HOUSEHOLDS, POOR LIVING, POOR PEOPLE, POPULATION SIZE, POVERTY ALLEVIATION, PRIMARY CARE, PRIVATE SECTOR, PROBABILITY, PUBLIC EXPENDITURE, PUBLIC FUNDS, PUBLIC HEALTH, PUBLIC HOSPITALS, PUBLIC POLICY, PUBLIC SECTOR, PUBLIC SERVICES, RESEARCH DESIGN, RESOURCE ALLOCATION, RESOURCE CONSTRAINTS, RISK SHARING, RURAL AREAS, RURAL COMMUNITIES, RURAL POOR, RURAL RESIDENTS, SECTOR PROVIDERS, SERVICE DELIVERY, SOCIAL CAPITAL, SOCIAL EXCLUSION, SOCIAL INCLUSION, SOCIAL PROTECTION, STATISTICAL DATA, SUSTAINABILITY, TAX COLLECTION, TECHNICAL ASSISTANCE, TECHNICAL SUPPORT, URBAN CENTERS, URBAN HOUSEHOLDS, URBAN POOR, WORKERS,
Online Access:http://documents.worldbank.org/curated/en/2004/05/3522037/health-financing-poor-people-resource-mobilization-risk-sharing
https://hdl.handle.net/10986/15019
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libraryname Biblioteca del Banco Mundial
language English
en_US
topic HEALTH FINANCING
HEALTH CARE ADMINISTRATION
COMMUNITY FINANCING
COMMUNITY PARTICIPATION
RESOURCE MOBILIZATION
GOVERNMENT ROLE
RISK MANAGEMENT
HEALTH OUTREACH SERVICES
ACCESS TO HEALTH CARE
LOW INCOME POPULATIONS
INFORMAL SECTOR
HEALTH EXPENDITURES
RISK POOLING
COMMUNITY FINANCING
HEALTH CARE DELIVERY
HEALTH CARE FOR POOR CHILDREN
ADMINISTRATIVE CAPABILITY
HEALTH CARE COST CONTROL
HEALTH CARE COVERAGE ABILITY TO PAY
BASIC HEALTH CARE
BASIC HEALTH SERVICES
BASIC SERVICES
CASE STUDIES
CLINICS
COMMUNITY HEALTH
COMMUNITY LEADERS
COMMUNITY MEMBERS
COMMUNITY PARTICIPATION
CONCEPTUAL FRAMEWORK
COST RECOVERY
DATA ANALYSIS
DATA SOURCES
DEBT RELIEF
DEVELOPED COUNTRIES
DEVELOPING COUNTRIES
DEVELOPMENT GOALS
EMPLOYMENT
EXPENDITURES
FAMILIES
FINANCING MECHANISMS
HEALTH CARE
HEALTH CARE COSTS
HEALTH CARE FINANCE
HEALTH CARE FINANCING
HEALTH CARE PROVIDERS
HEALTH CENTER
HEALTH EXPENDITURE
HEALTH EXPENDITURES
HEALTH FINANCING
HEALTH INSURANCE
HEALTH OUTCOMES
HEALTH SECTOR
HEALTH SERVICE
HEALTH SERVICES
HEALTH SYSTEM
HEALTH SYSTEM GOALS
HEALTH WORKERS
HOSPITAL SERVICES
HOSPITAL UTILIZATION
HOSPITALIZATION
HOSPITALS
HOUSEHOLD CHARACTERISTICS
HOUSEHOLD DATA
HOUSEHOLD LEVEL
HOUSEHOLD SURVEY
HOUSEHOLD SURVEYS
IMPROVED ACCESS
INCOME
INCOME POPULATIONS
INDIVIDUAL LEVEL
INFORMAL SECTOR
INPATIENT CARE
INTERNATIONAL LABOUR
ISOLATION
LABOR MARKET
LIFE INSURANCE
LOCAL LEVEL
LOW- INCOME COUNTRIES
LOW-INCOME COUNTRIES
MANAGEMENT CAPACITY
MEDICAL CARE
MEDICAL ECONOMICS
MEDICAL INSURANCE
MORTALITY
PATIENTS
POLICY MEASURES
POLICY OPTIONS
POOR COMMUNITIES
POOR HOUSEHOLDS
POOR LIVING
POOR PEOPLE
POPULATION SIZE
POVERTY ALLEVIATION
PRIMARY CARE
PRIVATE SECTOR
PROBABILITY
PUBLIC EXPENDITURE
PUBLIC FUNDS
PUBLIC HEALTH
PUBLIC HOSPITALS
PUBLIC POLICY
PUBLIC SECTOR
PUBLIC SERVICES
RESEARCH DESIGN
RESOURCE ALLOCATION
RESOURCE CONSTRAINTS
RISK SHARING
RURAL AREAS
RURAL COMMUNITIES
RURAL POOR
RURAL RESIDENTS
SECTOR PROVIDERS
SERVICE DELIVERY
SOCIAL CAPITAL
SOCIAL EXCLUSION
SOCIAL INCLUSION
SOCIAL PROTECTION
STATISTICAL DATA
SUSTAINABILITY
TAX COLLECTION
TECHNICAL ASSISTANCE
TECHNICAL SUPPORT
URBAN CENTERS
URBAN HOUSEHOLDS
URBAN POOR
WORKERS
HEALTH FINANCING
HEALTH CARE ADMINISTRATION
COMMUNITY FINANCING
COMMUNITY PARTICIPATION
RESOURCE MOBILIZATION
GOVERNMENT ROLE
RISK MANAGEMENT
HEALTH OUTREACH SERVICES
ACCESS TO HEALTH CARE
LOW INCOME POPULATIONS
INFORMAL SECTOR
HEALTH EXPENDITURES
RISK POOLING
COMMUNITY FINANCING
HEALTH CARE DELIVERY
HEALTH CARE FOR POOR CHILDREN
ADMINISTRATIVE CAPABILITY
HEALTH CARE COST CONTROL
HEALTH CARE COVERAGE ABILITY TO PAY
BASIC HEALTH CARE
BASIC HEALTH SERVICES
BASIC SERVICES
CASE STUDIES
CLINICS
COMMUNITY HEALTH
COMMUNITY LEADERS
COMMUNITY MEMBERS
COMMUNITY PARTICIPATION
CONCEPTUAL FRAMEWORK
COST RECOVERY
DATA ANALYSIS
DATA SOURCES
DEBT RELIEF
DEVELOPED COUNTRIES
DEVELOPING COUNTRIES
DEVELOPMENT GOALS
EMPLOYMENT
EXPENDITURES
FAMILIES
FINANCING MECHANISMS
HEALTH CARE
HEALTH CARE COSTS
HEALTH CARE FINANCE
HEALTH CARE FINANCING
HEALTH CARE PROVIDERS
HEALTH CENTER
HEALTH EXPENDITURE
HEALTH EXPENDITURES
HEALTH FINANCING
HEALTH INSURANCE
HEALTH OUTCOMES
HEALTH SECTOR
HEALTH SERVICE
HEALTH SERVICES
HEALTH SYSTEM
HEALTH SYSTEM GOALS
HEALTH WORKERS
HOSPITAL SERVICES
HOSPITAL UTILIZATION
HOSPITALIZATION
HOSPITALS
HOUSEHOLD CHARACTERISTICS
HOUSEHOLD DATA
HOUSEHOLD LEVEL
HOUSEHOLD SURVEY
HOUSEHOLD SURVEYS
IMPROVED ACCESS
INCOME
INCOME POPULATIONS
INDIVIDUAL LEVEL
INFORMAL SECTOR
INPATIENT CARE
INTERNATIONAL LABOUR
ISOLATION
LABOR MARKET
LIFE INSURANCE
LOCAL LEVEL
LOW- INCOME COUNTRIES
LOW-INCOME COUNTRIES
MANAGEMENT CAPACITY
MEDICAL CARE
MEDICAL ECONOMICS
MEDICAL INSURANCE
MORTALITY
PATIENTS
POLICY MEASURES
POLICY OPTIONS
POOR COMMUNITIES
POOR HOUSEHOLDS
POOR LIVING
POOR PEOPLE
POPULATION SIZE
POVERTY ALLEVIATION
PRIMARY CARE
PRIVATE SECTOR
PROBABILITY
PUBLIC EXPENDITURE
PUBLIC FUNDS
PUBLIC HEALTH
PUBLIC HOSPITALS
PUBLIC POLICY
PUBLIC SECTOR
PUBLIC SERVICES
RESEARCH DESIGN
RESOURCE ALLOCATION
RESOURCE CONSTRAINTS
RISK SHARING
RURAL AREAS
RURAL COMMUNITIES
RURAL POOR
RURAL RESIDENTS
SECTOR PROVIDERS
SERVICE DELIVERY
SOCIAL CAPITAL
SOCIAL EXCLUSION
SOCIAL INCLUSION
SOCIAL PROTECTION
STATISTICAL DATA
SUSTAINABILITY
TAX COLLECTION
TECHNICAL ASSISTANCE
TECHNICAL SUPPORT
URBAN CENTERS
URBAN HOUSEHOLDS
URBAN POOR
WORKERS
spellingShingle HEALTH FINANCING
HEALTH CARE ADMINISTRATION
COMMUNITY FINANCING
COMMUNITY PARTICIPATION
RESOURCE MOBILIZATION
GOVERNMENT ROLE
RISK MANAGEMENT
HEALTH OUTREACH SERVICES
ACCESS TO HEALTH CARE
LOW INCOME POPULATIONS
INFORMAL SECTOR
HEALTH EXPENDITURES
RISK POOLING
COMMUNITY FINANCING
HEALTH CARE DELIVERY
HEALTH CARE FOR POOR CHILDREN
ADMINISTRATIVE CAPABILITY
HEALTH CARE COST CONTROL
HEALTH CARE COVERAGE ABILITY TO PAY
BASIC HEALTH CARE
BASIC HEALTH SERVICES
BASIC SERVICES
CASE STUDIES
CLINICS
COMMUNITY HEALTH
COMMUNITY LEADERS
COMMUNITY MEMBERS
COMMUNITY PARTICIPATION
CONCEPTUAL FRAMEWORK
COST RECOVERY
DATA ANALYSIS
DATA SOURCES
DEBT RELIEF
DEVELOPED COUNTRIES
DEVELOPING COUNTRIES
DEVELOPMENT GOALS
EMPLOYMENT
EXPENDITURES
FAMILIES
FINANCING MECHANISMS
HEALTH CARE
HEALTH CARE COSTS
HEALTH CARE FINANCE
HEALTH CARE FINANCING
HEALTH CARE PROVIDERS
HEALTH CENTER
HEALTH EXPENDITURE
HEALTH EXPENDITURES
HEALTH FINANCING
HEALTH INSURANCE
HEALTH OUTCOMES
HEALTH SECTOR
HEALTH SERVICE
HEALTH SERVICES
HEALTH SYSTEM
HEALTH SYSTEM GOALS
HEALTH WORKERS
HOSPITAL SERVICES
HOSPITAL UTILIZATION
HOSPITALIZATION
HOSPITALS
HOUSEHOLD CHARACTERISTICS
HOUSEHOLD DATA
HOUSEHOLD LEVEL
HOUSEHOLD SURVEY
HOUSEHOLD SURVEYS
IMPROVED ACCESS
INCOME
INCOME POPULATIONS
INDIVIDUAL LEVEL
INFORMAL SECTOR
INPATIENT CARE
INTERNATIONAL LABOUR
ISOLATION
LABOR MARKET
LIFE INSURANCE
LOCAL LEVEL
LOW- INCOME COUNTRIES
LOW-INCOME COUNTRIES
MANAGEMENT CAPACITY
MEDICAL CARE
MEDICAL ECONOMICS
MEDICAL INSURANCE
MORTALITY
PATIENTS
POLICY MEASURES
POLICY OPTIONS
POOR COMMUNITIES
POOR HOUSEHOLDS
POOR LIVING
POOR PEOPLE
POPULATION SIZE
POVERTY ALLEVIATION
PRIMARY CARE
PRIVATE SECTOR
PROBABILITY
PUBLIC EXPENDITURE
PUBLIC FUNDS
PUBLIC HEALTH
PUBLIC HOSPITALS
PUBLIC POLICY
PUBLIC SECTOR
PUBLIC SERVICES
RESEARCH DESIGN
RESOURCE ALLOCATION
RESOURCE CONSTRAINTS
RISK SHARING
RURAL AREAS
RURAL COMMUNITIES
RURAL POOR
RURAL RESIDENTS
SECTOR PROVIDERS
SERVICE DELIVERY
SOCIAL CAPITAL
SOCIAL EXCLUSION
SOCIAL INCLUSION
SOCIAL PROTECTION
STATISTICAL DATA
SUSTAINABILITY
TAX COLLECTION
TECHNICAL ASSISTANCE
TECHNICAL SUPPORT
URBAN CENTERS
URBAN HOUSEHOLDS
URBAN POOR
WORKERS
HEALTH FINANCING
HEALTH CARE ADMINISTRATION
COMMUNITY FINANCING
COMMUNITY PARTICIPATION
RESOURCE MOBILIZATION
GOVERNMENT ROLE
RISK MANAGEMENT
HEALTH OUTREACH SERVICES
ACCESS TO HEALTH CARE
LOW INCOME POPULATIONS
INFORMAL SECTOR
HEALTH EXPENDITURES
RISK POOLING
COMMUNITY FINANCING
HEALTH CARE DELIVERY
HEALTH CARE FOR POOR CHILDREN
ADMINISTRATIVE CAPABILITY
HEALTH CARE COST CONTROL
HEALTH CARE COVERAGE ABILITY TO PAY
BASIC HEALTH CARE
BASIC HEALTH SERVICES
BASIC SERVICES
CASE STUDIES
CLINICS
COMMUNITY HEALTH
COMMUNITY LEADERS
COMMUNITY MEMBERS
COMMUNITY PARTICIPATION
CONCEPTUAL FRAMEWORK
COST RECOVERY
DATA ANALYSIS
DATA SOURCES
DEBT RELIEF
DEVELOPED COUNTRIES
DEVELOPING COUNTRIES
DEVELOPMENT GOALS
EMPLOYMENT
EXPENDITURES
FAMILIES
FINANCING MECHANISMS
HEALTH CARE
HEALTH CARE COSTS
HEALTH CARE FINANCE
HEALTH CARE FINANCING
HEALTH CARE PROVIDERS
HEALTH CENTER
HEALTH EXPENDITURE
HEALTH EXPENDITURES
HEALTH FINANCING
HEALTH INSURANCE
HEALTH OUTCOMES
HEALTH SECTOR
HEALTH SERVICE
HEALTH SERVICES
HEALTH SYSTEM
HEALTH SYSTEM GOALS
HEALTH WORKERS
HOSPITAL SERVICES
HOSPITAL UTILIZATION
HOSPITALIZATION
HOSPITALS
HOUSEHOLD CHARACTERISTICS
HOUSEHOLD DATA
HOUSEHOLD LEVEL
HOUSEHOLD SURVEY
HOUSEHOLD SURVEYS
IMPROVED ACCESS
INCOME
INCOME POPULATIONS
INDIVIDUAL LEVEL
INFORMAL SECTOR
INPATIENT CARE
INTERNATIONAL LABOUR
ISOLATION
LABOR MARKET
LIFE INSURANCE
LOCAL LEVEL
LOW- INCOME COUNTRIES
LOW-INCOME COUNTRIES
MANAGEMENT CAPACITY
MEDICAL CARE
MEDICAL ECONOMICS
MEDICAL INSURANCE
MORTALITY
PATIENTS
POLICY MEASURES
POLICY OPTIONS
POOR COMMUNITIES
POOR HOUSEHOLDS
POOR LIVING
POOR PEOPLE
POPULATION SIZE
POVERTY ALLEVIATION
PRIMARY CARE
PRIVATE SECTOR
PROBABILITY
PUBLIC EXPENDITURE
PUBLIC FUNDS
PUBLIC HEALTH
PUBLIC HOSPITALS
PUBLIC POLICY
PUBLIC SECTOR
PUBLIC SERVICES
RESEARCH DESIGN
RESOURCE ALLOCATION
RESOURCE CONSTRAINTS
RISK SHARING
RURAL AREAS
RURAL COMMUNITIES
RURAL POOR
RURAL RESIDENTS
SECTOR PROVIDERS
SERVICE DELIVERY
SOCIAL CAPITAL
SOCIAL EXCLUSION
SOCIAL INCLUSION
SOCIAL PROTECTION
STATISTICAL DATA
SUSTAINABILITY
TAX COLLECTION
TECHNICAL ASSISTANCE
TECHNICAL SUPPORT
URBAN CENTERS
URBAN HOUSEHOLDS
URBAN POOR
WORKERS
Preker, Alexander S.
Carrin, Guy
Health Financing for Poor People : Resource Mobilization and Risk Sharing
description Most community financing schemes have evolved in the context of severe economic constraints, political instability, and lack of good governance. Usually government taxation capacity is weak, formal mechanisms of social protection for vulnerable populations absent, and government oversight of the informal health sector lacking. In this context of extreme public sector failure, community involvement in the financing of health care provides a critical albeit insufficient first step in the long march towards improved access to health care by the poor and social protection against the cost of illness. Health Financing for Poor People stresses that community financing schemes are no panacea for the problems that low-income countries face in resource mobilization. They should be regarded as a complement to - not as a substitute for - strong government involvement in health care financing and risk management related to the cost of illness. Based on an extensive survey of the literature, the main strengths of community financing schemes are the extent of outreach penetration achieved through community participation, their contribution to financial protection against illness, and increase in access to health care by low-income rural and informal sector workers. Their main weaknesses are the low volume of revenues that can be mobilized from poor communities, the frequent exclusion of the very poorest from participation in such schemes without some form of subsidy, the small size of the risk pool, the limited management capacity that exists in rural and low-income contexts, and their isolation from the more comprehensive benefits that are often available through more formal health financing mechanisms and provider networks. The authors conclude by proposing concrete public policy measures that governments can introduce to strengthen and improve the effectiveness of community involvement in health care financing.
author2 Preker, Alexander S.
author_facet Preker, Alexander S.
Preker, Alexander S.
Carrin, Guy
topic_facet HEALTH FINANCING
HEALTH CARE ADMINISTRATION
COMMUNITY FINANCING
COMMUNITY PARTICIPATION
RESOURCE MOBILIZATION
GOVERNMENT ROLE
RISK MANAGEMENT
HEALTH OUTREACH SERVICES
ACCESS TO HEALTH CARE
LOW INCOME POPULATIONS
INFORMAL SECTOR
HEALTH EXPENDITURES
RISK POOLING
COMMUNITY FINANCING
HEALTH CARE DELIVERY
HEALTH CARE FOR POOR CHILDREN
ADMINISTRATIVE CAPABILITY
HEALTH CARE COST CONTROL
HEALTH CARE COVERAGE ABILITY TO PAY
BASIC HEALTH CARE
BASIC HEALTH SERVICES
BASIC SERVICES
CASE STUDIES
CLINICS
COMMUNITY HEALTH
COMMUNITY LEADERS
COMMUNITY MEMBERS
COMMUNITY PARTICIPATION
CONCEPTUAL FRAMEWORK
COST RECOVERY
DATA ANALYSIS
DATA SOURCES
DEBT RELIEF
DEVELOPED COUNTRIES
DEVELOPING COUNTRIES
DEVELOPMENT GOALS
EMPLOYMENT
EXPENDITURES
FAMILIES
FINANCING MECHANISMS
HEALTH CARE
HEALTH CARE COSTS
HEALTH CARE FINANCE
HEALTH CARE FINANCING
HEALTH CARE PROVIDERS
HEALTH CENTER
HEALTH EXPENDITURE
HEALTH EXPENDITURES
HEALTH FINANCING
HEALTH INSURANCE
HEALTH OUTCOMES
HEALTH SECTOR
HEALTH SERVICE
HEALTH SERVICES
HEALTH SYSTEM
HEALTH SYSTEM GOALS
HEALTH WORKERS
HOSPITAL SERVICES
HOSPITAL UTILIZATION
HOSPITALIZATION
HOSPITALS
HOUSEHOLD CHARACTERISTICS
HOUSEHOLD DATA
HOUSEHOLD LEVEL
HOUSEHOLD SURVEY
HOUSEHOLD SURVEYS
IMPROVED ACCESS
INCOME
INCOME POPULATIONS
INDIVIDUAL LEVEL
INFORMAL SECTOR
INPATIENT CARE
INTERNATIONAL LABOUR
ISOLATION
LABOR MARKET
LIFE INSURANCE
LOCAL LEVEL
LOW- INCOME COUNTRIES
LOW-INCOME COUNTRIES
MANAGEMENT CAPACITY
MEDICAL CARE
MEDICAL ECONOMICS
MEDICAL INSURANCE
MORTALITY
PATIENTS
POLICY MEASURES
POLICY OPTIONS
POOR COMMUNITIES
POOR HOUSEHOLDS
POOR LIVING
POOR PEOPLE
POPULATION SIZE
POVERTY ALLEVIATION
PRIMARY CARE
PRIVATE SECTOR
PROBABILITY
PUBLIC EXPENDITURE
PUBLIC FUNDS
PUBLIC HEALTH
PUBLIC HOSPITALS
PUBLIC POLICY
PUBLIC SECTOR
PUBLIC SERVICES
RESEARCH DESIGN
RESOURCE ALLOCATION
RESOURCE CONSTRAINTS
RISK SHARING
RURAL AREAS
RURAL COMMUNITIES
RURAL POOR
RURAL RESIDENTS
SECTOR PROVIDERS
SERVICE DELIVERY
SOCIAL CAPITAL
SOCIAL EXCLUSION
SOCIAL INCLUSION
SOCIAL PROTECTION
STATISTICAL DATA
SUSTAINABILITY
TAX COLLECTION
TECHNICAL ASSISTANCE
TECHNICAL SUPPORT
URBAN CENTERS
URBAN HOUSEHOLDS
URBAN POOR
WORKERS
author Preker, Alexander S.
Carrin, Guy
author_sort Preker, Alexander S.
title Health Financing for Poor People : Resource Mobilization and Risk Sharing
title_short Health Financing for Poor People : Resource Mobilization and Risk Sharing
title_full Health Financing for Poor People : Resource Mobilization and Risk Sharing
title_fullStr Health Financing for Poor People : Resource Mobilization and Risk Sharing
title_full_unstemmed Health Financing for Poor People : Resource Mobilization and Risk Sharing
title_sort health financing for poor people : resource mobilization and risk sharing
publisher Washington, DC: World Bank
publishDate 2004
url http://documents.worldbank.org/curated/en/2004/05/3522037/health-financing-poor-people-resource-mobilization-risk-sharing
https://hdl.handle.net/10986/15019
work_keys_str_mv AT prekeralexanders healthfinancingforpoorpeopleresourcemobilizationandrisksharing
AT carringuy healthfinancingforpoorpeopleresourcemobilizationandrisksharing
_version_ 1807154755897655296
spelling dig-okr-10986150192024-08-08T17:35:56Z Health Financing for Poor People : Resource Mobilization and Risk Sharing Preker, Alexander S. Carrin, Guy Preker, Alexander S. Carrin, Guy HEALTH FINANCING HEALTH CARE ADMINISTRATION COMMUNITY FINANCING COMMUNITY PARTICIPATION RESOURCE MOBILIZATION GOVERNMENT ROLE RISK MANAGEMENT HEALTH OUTREACH SERVICES ACCESS TO HEALTH CARE LOW INCOME POPULATIONS INFORMAL SECTOR HEALTH EXPENDITURES RISK POOLING COMMUNITY FINANCING HEALTH CARE DELIVERY HEALTH CARE FOR POOR CHILDREN ADMINISTRATIVE CAPABILITY HEALTH CARE COST CONTROL HEALTH CARE COVERAGE ABILITY TO PAY BASIC HEALTH CARE BASIC HEALTH SERVICES BASIC SERVICES CASE STUDIES CLINICS COMMUNITY HEALTH COMMUNITY LEADERS COMMUNITY MEMBERS COMMUNITY PARTICIPATION CONCEPTUAL FRAMEWORK COST RECOVERY DATA ANALYSIS DATA SOURCES DEBT RELIEF DEVELOPED COUNTRIES DEVELOPING COUNTRIES DEVELOPMENT GOALS EMPLOYMENT EXPENDITURES FAMILIES FINANCING MECHANISMS HEALTH CARE HEALTH CARE COSTS HEALTH CARE FINANCE HEALTH CARE FINANCING HEALTH CARE PROVIDERS HEALTH CENTER HEALTH EXPENDITURE HEALTH EXPENDITURES HEALTH FINANCING HEALTH INSURANCE HEALTH OUTCOMES HEALTH SECTOR HEALTH SERVICE HEALTH SERVICES HEALTH SYSTEM HEALTH SYSTEM GOALS HEALTH WORKERS HOSPITAL SERVICES HOSPITAL UTILIZATION HOSPITALIZATION HOSPITALS HOUSEHOLD CHARACTERISTICS HOUSEHOLD DATA HOUSEHOLD LEVEL HOUSEHOLD SURVEY HOUSEHOLD SURVEYS IMPROVED ACCESS INCOME INCOME POPULATIONS INDIVIDUAL LEVEL INFORMAL SECTOR INPATIENT CARE INTERNATIONAL LABOUR ISOLATION LABOR MARKET LIFE INSURANCE LOCAL LEVEL LOW- INCOME COUNTRIES LOW-INCOME COUNTRIES MANAGEMENT CAPACITY MEDICAL CARE MEDICAL ECONOMICS MEDICAL INSURANCE MORTALITY PATIENTS POLICY MEASURES POLICY OPTIONS POOR COMMUNITIES POOR HOUSEHOLDS POOR LIVING POOR PEOPLE POPULATION SIZE POVERTY ALLEVIATION PRIMARY CARE PRIVATE SECTOR PROBABILITY PUBLIC EXPENDITURE PUBLIC FUNDS PUBLIC HEALTH PUBLIC HOSPITALS PUBLIC POLICY PUBLIC SECTOR PUBLIC SERVICES RESEARCH DESIGN RESOURCE ALLOCATION RESOURCE CONSTRAINTS RISK SHARING RURAL AREAS RURAL COMMUNITIES RURAL POOR RURAL RESIDENTS SECTOR PROVIDERS SERVICE DELIVERY SOCIAL CAPITAL SOCIAL EXCLUSION SOCIAL INCLUSION SOCIAL PROTECTION STATISTICAL DATA SUSTAINABILITY TAX COLLECTION TECHNICAL ASSISTANCE TECHNICAL SUPPORT URBAN CENTERS URBAN HOUSEHOLDS URBAN POOR WORKERS Most community financing schemes have evolved in the context of severe economic constraints, political instability, and lack of good governance. Usually government taxation capacity is weak, formal mechanisms of social protection for vulnerable populations absent, and government oversight of the informal health sector lacking. In this context of extreme public sector failure, community involvement in the financing of health care provides a critical albeit insufficient first step in the long march towards improved access to health care by the poor and social protection against the cost of illness. Health Financing for Poor People stresses that community financing schemes are no panacea for the problems that low-income countries face in resource mobilization. They should be regarded as a complement to - not as a substitute for - strong government involvement in health care financing and risk management related to the cost of illness. Based on an extensive survey of the literature, the main strengths of community financing schemes are the extent of outreach penetration achieved through community participation, their contribution to financial protection against illness, and increase in access to health care by low-income rural and informal sector workers. Their main weaknesses are the low volume of revenues that can be mobilized from poor communities, the frequent exclusion of the very poorest from participation in such schemes without some form of subsidy, the small size of the risk pool, the limited management capacity that exists in rural and low-income contexts, and their isolation from the more comprehensive benefits that are often available through more formal health financing mechanisms and provider networks. The authors conclude by proposing concrete public policy measures that governments can introduce to strengthen and improve the effectiveness of community involvement in health care financing. 2013-08-12T18:52:26Z 2013-08-12T18:52:26Z 2004 http://documents.worldbank.org/curated/en/2004/05/3522037/health-financing-poor-people-resource-mobilization-risk-sharing 0-8213-5525-2 https://hdl.handle.net/10986/15019 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank application/pdf text/plain Washington, DC: World Bank