Credit from whom and for what? : The diversity of borrowing sources and uses in rural Southern India

This article aimed to deepen understandings of poor household borrowing practices by drawing on a case study from rural Southern India. It combines descriptive statistics and qualitative analysis to show that households juggle with a wide range of borrowing sources and that each serves very specific purposes. From a theoretical perspective, we suggest that the neoclassical cost/benefit framework often used to analyse debt decisions should be enlarged to include social criteria in line with recent insights from economic anthropology and political economy. From a policy perspective, we argue that all things being equal, local financial arrangements might have important comparative advantages over traditional microfinance products.

Bibliographic Details

Main Authors:	Guerin, Isabelle, Roesch, Marc, Venkatasubramanian, Govidan, D'Espallier, Bert
Format:	article biblioteca
Language:	eng
Subjects:	E13 - Investissements, financement et crédit, E80 - Économie familiale et artisanale, financement, crédit, secteur informel, analyse de système, ménage, zone rurale, pauvreté, environnement socioculturel, anthropologie sociale, analyse économique, étude de cas, http://aims.fao.org/aos/agrovoc/c_29785, http://aims.fao.org/aos/agrovoc/c_1954, http://aims.fao.org/aos/agrovoc/c_36935, http://aims.fao.org/aos/agrovoc/c_7581, http://aims.fao.org/aos/agrovoc/c_3676, http://aims.fao.org/aos/agrovoc/c_6699, http://aims.fao.org/aos/agrovoc/c_6151, http://aims.fao.org/aos/agrovoc/c_24950, http://aims.fao.org/aos/agrovoc/c_7128, http://aims.fao.org/aos/agrovoc/c_2469, http://aims.fao.org/aos/agrovoc/c_24392, http://aims.fao.org/aos/agrovoc/c_3825,
Online Access:	http://agritrop.cirad.fr/562667/ http://agritrop.cirad.fr/562667/1/document_562667.pdf
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