Definitions Matter: Measuring Gender Gaps in Firms' Access to Credit
Standards measures of female ownership and management of firms included in the World Bank Enterprise Survey do not support the existence of a gender gap in access to finance in the Latin American and Caribbean region. Nonetheless, more precise measures show that women-led businesses are more likely to be financially constrained than other comparable firms. The evidence presented herein suggests that this gender gap may be driven by taste-based discrimination. This paper exploits a rich dataset that provides detailed information about female ownership and management in firms, allowing for further understanding of gender gaps in access to finance.
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| Format: | Discussion Papers & Presentations biblioteca |
| Language: | English |
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Inter-American Development Bank
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| Subjects: | Gender Equality, Financial Policy, Financial Service, Financial Market, G21 - Banks • Depository Institutions • Micro Finance Institutions • Mortgages, J16 - Economics of Gender • Non-labor Discrimination, O54 - Latin America • Caribbean, Access to credit; Gender; Discrimination; Firm ownership, |
| Online Access: | http://dx.doi.org/10.18235/0006976 https://publications.iadb.org/en/definitions-matter-measuring-gender-gaps-firms-access-credit |
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| Summary: | Standards measures of female ownership and management of firms included in the World Bank Enterprise Survey do not support the existence of a gender gap in access to finance in the Latin American and Caribbean region. Nonetheless, more precise measures show that women-led businesses are more likely to be financially constrained than other comparable firms. The evidence presented herein suggests that this gender gap may be driven by taste-based discrimination. This paper exploits a rich dataset that provides detailed information about female ownership and management in firms, allowing for further understanding of gender gaps in access to finance. |
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