21st-Century Skill Adaptive Learning Creative Economy Creative Industry Creativity Curriculum Debtor Finance Education Educational Evaluation Educational Institution Educational Research I20 - Education and Research Institutions: General I25 - Education and Economic Development I28 - Government Policy Innovation Learning O30 - Innovation • Research and Development • Technological Change • Intellectual Property Rights: General O31 - Innovation and Invention: Processes and Incentives Science and Technology Skill Gap Skills Skills Need Socio-Emotional Skill socioemotional skills;21st century skills;socioemotional skills development;education evaluation and assessment;skills need;creativity;innovation;creative industry;creative economy